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Business Loan Refinance ^CalculatorBarclays

A Business loan refinance calculator from Barclays helps you figure out how much you could save by refinancing your business loan with them, showing possible new monthly payments and interest costs. It's an easy way to see if refinancing could make your loan more affordable. Give it a try on Barclays' website to check your options!

Secure up to £500,000 in with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

How to use the refinance calculator

Enter your loan details

Add your remaining balance, your current monthly payment, then choose the new loan term in months and the new interest rate. This refinance calculator uses those inputs to model a realistic business loan refinance scenario, so you can see how a change in term or rate could affect repayments.

Review your results instantly

As soon as you enter your numbers, the business loan refinance calculator shows your estimated new monthly payment, your monthly savings compared to your current loan, and your total savings over the full refinance term. Use these figures to quickly judge whether refinancing could improve cash flow or reduce the overall cost of borrowing.

Adjust, compare, and use the refinance calculator to plan next steps

Change the loan term slider and interest rate to compare multiple refinance options and find a repayment that fits your budget. Once you have a scenario you like, save or copy the results to discuss with your accountant, broker, or lender, then continue with your refinance process when you are ready.

^Benefits of using the barclays business loan refinance calculator?

Use this when you are considering refinancing with Barclays, or you want to compare a high street bank option against other lenders. It helps you model repayments across different terms and rates, check how changes in borrowing cost impact your monthly budget, and understand whether moving to a bank refinance structure could lower your total interest or simply spread repayments over longer.

Simplifies refinancing process

Calculates potential savings

Helps in financial planning

Get Funding for your business

Generate offers

Rate-and-Term Refinance

What are the types of business loan refinance barclays?

Replacing an existing business loan with a new loan at a different rate or term.

What are the types of business loan refinance barclays?

A rate-and-term refinance changes the terms or interest rates of your existing business loan, often to secure lower monthly payments, reduce interest costs, or extend/reduce the repayment period.

Debt Consolidation Refinance

Combining multiple business debts into a single loan for easier management.

Debt Consolidation Refinance

This approach consolidates several business loans or credit lines into a single Barclays loan, streamlining repayment and potentially reducing overall interest rates and administrative complexity.

Cash-Out Refinance

Refinancing to access additional funds beyond paying off existing debt.

Cash-Out Refinance

Cash-out refinance allows business owners to borrow more than their outstanding loan balance, using extra funds for working capital, expansion, or investments, while also refinancing their original debt.

What is an business loan refinance barclays?

Refinancing Options Available

Barclays provides business loan refinancing for both general and green assets, allowing businesses to replace existing loans with new terms to potentially lower costs or support new growth.

Special Green Loan Benefits

Barclays offers discounted interest rates and specific refinancing options if the loan is used for eligible green assets, such as energy-efficient equipment or environmentally friendly improvements.

Tailored Solutions and Expert Guidance

Barclays supports refinancing through dedicated programs like the Business Prosperity Fund, offering expert advice and customized finance solutions to fit different business needs. Approval is subject to lending assessments.