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Invoice Finance Calculator

An Invoice Finance Calculator is a simple tool that helps you figure out how much money you can get by borrowing against your unpaid invoices. It's a quick way to see your cash flow options. Give it a try to manage your business finances better!

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What are the benefits of an Invoice Finance Calculator?

An Invoice Finance Calculator is a valuable tool for businesses, particularly those that rely on invoicing customers, as it provides an easy way to determine the potential cash flow available through invoice financing. By entering outstanding invoices, businesses can quickly estimate the funds they could access, allowing for better financial planning and management. This tool helps companies make informed decisions about using invoice finance as a strategy to maintain liquidity and operational efficiency.

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Improves cash flow
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Reduces financial risk
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Quick access to funds

Different types of unsecured business loans

Invoice Factoring

A finance provider buys a business's unpaid invoices and manages the sales ledger and collections.

Invoice Factoring

Invoice factoring is when a company sells its unpaid invoices to a financier, who advances most of the invoice value and handles collections, improving cash flow and reducing administrative burden.

Invoice Discounting

A business borrows money against the value of its unpaid invoices, retaining control of its sales ledger and collections.

Invoice Discounting

Invoice discounting lets businesses use unpaid invoices as collateral for loans, keeping control over customer relationships while accelerating cash flow.

Selective Invoice Finance

Businesses choose specific invoices to finance rather than their whole sales ledger.

Selective Invoice Finance

Selective invoice finance enables businesses to finance only chosen invoices, giving flexibility to access cash when needed without committing the entire ledger.

What are the types of invoice finance?

What is Invoice Finance?

Invoice finance is a way for businesses to get quick access to cash by borrowing money using their unpaid customer invoices as security. Instead of waiting for customers to pay, companies can receive most of the invoice value from a lender right away and pay back the lender once the customer pays.

Types of Invoice Finance

There are different types of invoice finance, including invoice factoring (where the lender helps collect payments and the customer knows) and invoice discounting (where the business collects payments, and the customer might not know). Businesses can also choose to finance single invoices or their whole sales ledger.

Key Benefits and Points to Consider

Invoice finance helps improve cash flow, making it easier to pay for supplies and grow the business. It’s fast, flexible, and doesn’t always need physical assets as security. However, there are fees involved, and how payments are collected can affect customer relationships.

FAQ’S

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