MCA Loan Calculator
An MCA Loan Calculator is a simple tool that helps business owners quickly estimate the cost and payments of a Merchant Cash Advance loan. It makes it easy to see how much you'll owe and when, so you can plan ahead with confidence. Try using an MCA Loan Calculator to get a clear idea of your loan options today!
Apply for business financing up to £500,000
- Quick and easy application process
- Loan disbursed within 24 hours
- No additional charges for early repayment
We Like To Keep Things Simple
to
£500K
zero hidden fees
What are the benefits of an MCA Loan Calculator?
The MCA Loan Calculator is a vital tool for businesses seeking working capital through Merchant Cash Advances. By inputting financial information, users can quickly estimate daily paybacks and understand the cost of borrowing. This transparency helps businesses plan their finances more effectively and make informed decisions about cash flow and funding options.
Different types of unsecured business loans
Traditional MCA Loan
Split-Funding MCA
Future Sales Purchase MCA
What are the types of mca loan?
What is an MCA Loan?
A Merchant Cash Advance (MCA) is not a traditional loan but a lump sum payment given to a business in exchange for a portion of its future credit or debit card sales. Instead of monthly loan payments, repayment is made through automatic daily or weekly deductions from the business’s sales until the advance is paid back.
How Repayment Works
Repayment of an MCA loan is flexible because it depends on the business’s revenue. Payments are usually a percentage of each day’s sales, so businesses pay more when they sell more and less when sales are slow. Sometimes, a fixed withdrawal amount is used instead, based on projected income.
