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With Hire Purchase, the finance provider purchases the truck or trailer on your behalf, leasing it to your business throughout the agreement. After completing the payment schedule, ownership transfers to your business. Typically available for amounts from £5,000 to £500,000 over 12 to 60 months, decisions are usually made in 1 to 2 weeks. This method supports strategic fleet growth without tying up capital.

Under Lease Financing, the finance company purchases and retains ownership of the vehicle, leasing it to your business for 12 to 84 months on amounts up to £500,000. This keeps upfront costs low and supports short-term or growing fleet needs. Approval typically takes 1 to 3 weeks and is ideal for haulage firms seeking flexibility and efficient cash management with equipment finance for logistics, haulage and transport.

With Operating Leases, haulage companies can access vehicles such as tankers or refrigerated trucks for short- or medium-term requirements. Typical amounts range from £5,000 to £250,000, with terms between 6 and 36 months. Decision times are 2 to 4 weeks. This type of finance suits businesses facing seasonal demand or contract work, offering flexibility and regular fleet upgrades through asset finance.