FINANCE OPTIONS
100k Inventory Finance - Get Funding Now
100k Inventory Finance means borrowing up to £100,000 to buy and stock products that your business sells. It's a way to keep your shelves full without upfront cash. Interested in learning how this can help your business grow? Let's chat!
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 100k Inventory Finance?
£100k Inventory Finance offers businesses the capital needed to purchase inventory without straining their cash flow. This type of financing allows companies to manage stock levels efficiently, ensuring they can meet customer demand while maintaining flexibility in their finances. By securing funds for inventory, businesses can optimize their operations and improve their overall profitability.
Improved cash flow
Stock management
Flexible financing
SCALE YOUR BUSINESS TO NEW HEIGHTS
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Providers
What are the different types of 100k Inventory Finance?
Floor Plan Financing
Short-term loan to buy inventory, repaid as inventory is sold.
Inventory Line of Credit
Credit line used specifically for purchasing inventory, up to $100k.
Asset-Based Lending
Loan secured by inventory as collateral, allowing borrowing up to $100k.
What is 100k Inventory Finance?
What is 100k Inventory Finance?
100k Inventory Finance is a loan or revolving line of credit where businesses can borrow up to $100,000 using their inventory as collateral. The amount you can borrow is determined based on a percentage of your inventory’s value, typically 50% to 80%.
How Does It Work?
Businesses apply by sharing inventory details. The lender assesses the value and advances funds, either as a lump sum loan or a flexible line of credit. You can use the funds to buy more stock and then repay as inventory is sold. If the loan is not repaid, the lender may take the inventory.
Benefits and Key Considerations
100k Inventory Finance provides quick access to cash, helps manage cash flow, and usually doesn’t require strong credit. However, it generally has higher interest rates, may include fees, and doesn’t cover the full value of your inventory. There is also a risk of losing your inventory if you default.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
What is 100k Inventory Finance?
How much can I borrow with 100k Inventory Finance?
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