^100k Machinery Finance - Get a Quote

With Hire Purchase, UK businesses with at least 2 years of trading and a strong credit record can secure equipment worth from £10,000 to £500,000. After negotiating terms and paying a deposit, you make monthly payments over 12 to 60 months, and after the final payment, you gain full ownership. It's a popular choice in manufacturing, construction, and agriculture, enabling investment without the need for full upfront payment through asset finance.

Suited for businesses with steady revenues and good credit, Lease Financing covers equipment needs from £5,000 to £250,000, with terms of 12 to 84 months. You sign a lease and make set payments, never owning the asset but enjoying lower upfront costs and the option to upgrade equipment. Commonly used in IT, logistics, and healthcare, it helps maintain cash reserves and budgeting flexibility with the support of lease financing.

Best for businesses looking for short-term or project-based use, Operating Leases range from £3,000 to £150,000 and last 12 to 36 months. With variable rates based on equipment and term, you simply return the machinery after use. This flexibility appeals to retail, events, and catering businesses that do not want to commit to long-term ownership or maintenance responsibility.