FINANCE OPTIONS

Compare ^Private ^Debt ^Finance Options For £100k Funding

Q: What is the typical borrowing range for private debt finance?

Most lenders provide amounts from £50,000 up to £50 million. This depends on your business size, revenue, available assets, and credit profile. A £100k facility is common for expansion or major projects.

Q: How fast can I receive a decision or funds?

Decisions are usually provided within 2 to 8 weeks, depending on the complexity of your case and completeness of your submission. Once approved, funds may be available within 1 to 2 weeks.

Q: What interest rates and fees should I expect?

Interest rates typically range from 6% to 20% per annum. Final rates depend on your creditworthiness, loan terms, and the collateral you offer. Arrangement, legal, and admin fees can also apply.

Q: What are the main types of private debt finance available?

The primary types are Senior Secured Loans, Mezzanine Financing, and Unitranche Financing. They differ in eligibility, amounts, structure, and use cases—your needs will determine the best fit.

100k Private Debt Finance offers UK businesses access to capital from non-bank lenders, providing more flexible solutions than traditional bank loans. This funding is especially suitable for SMEs looking to raise £100,000 for expansion, project delivery, or operational needs. By choosing private debt, businesses can benefit from quicker decision-making and tailored agreement terms. It’s a practical approach for those seeking custom finance options, particularly when standard loans do not meet requirements or speed is essential.

Private Debt Finance

Secure up to £1,000,000 in Private Debt Finance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

^Benefits of Private Debt Finance

Private Debt Finance empowers businesses by offering diverse lending options outside traditional banking. With this type of borrowing, you can access custom-fit terms, potentially faster results, and solutions crafted for complex business needs—often with more flexibility than standard loans found on the high street.

Flexible Terms

Faster Decisions

Custom Solutions

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Private Debt Finance

Senior Secured Loans

These loans are secured by the business’s physical assets, typically used for expansion, equipment, or refinancing. Standard eligibility includes at least 2 years of trading history and sufficient collateral.

Senior Secured Loans

Senior Secured Loans provide funding from £50,000 to £5,000,000, with terms of 12 to 60 months and annual rates ranging from 6% to 12%. The application involves assessing business financials and collateral value, followed by offer issuance and funds upon acceptance. Decision time is usually 2 to 4 weeks, making this ideal for manufacturing, real estate, and retail sectors with asset security.

Mezzanine Financing

Mezzanine finance sits between debt and equity, usually for scalable SMEs with experience in managing debt and strong growth prospects—even including equity components in some cases.

Mezzanine Financing

Amounts typically range from £250,000 to £15,000,000, over 36 to 84 months, with rates from 10% to 20% per annum. The process involves thorough business assessment, negotiation, and completion with possible equity participation. Mezzanine is suited for large acquisitions or significant investments, particularly for sectors like healthcare, technology, and energy.

Unitranche Financing

Unitranche loans consolidate different types of debt into a single, simplified structure. These suit mid-sized businesses seeking to streamline finance arms or restructure loans.

Unitranche Financing

Loan amounts range from £1,000,000 to £50,000,000, with terms between 24 to 72 months and rates of 8% to 15% per year. The application focuses on consolidating debts and structuring flexible packages. Unitranche is ideal for professional services, media, and wholesale businesses needing a single point of contact and reduced debt complexity.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How To Get Private Debt Finance Through Funding Agent

Apply Online

Provide your business and funding details securely in just a few minutes through our online application form. This helps us match your needs to the most suitable lenders.