FINANCE OPTIONS

Compare Venture Debt Options For £100k Funding

£100k venture debt is a finance solution designed for early-stage or high-growth UK companies, particularly those already backed by venture capital. Instead of giving up more equity, businesses use venture debt to access extra capital—helping them scale operations, launch products, or extend runway without diluting ownership. With amounts from £50,000 to £2 million, this flexible funding does not require the collateral of traditional loans, and serves as a valuable bridge between major equity rounds or growth phases.

Venture Debt

Secure up to £1,000,000 in Venture Debt with Funding Agent.

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Key Benefits of Venture Debt

Venture debt offers several distinct benefits for scaling businesses. It provides growth capital without diluting shareholder control, supports flexible repayment structures, and enables faster strategic expansion. Decision times are typically two to six weeks, and interest rates generally range from 6% to 12% APR, providing a competitive alternative to equity finance.

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Non-Dilutive Capital
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Supports Growth
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Aligns with Growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

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Types of Venture Debt Available

Convertible Venture Debt

Convertible venture debt is suitable for startups with venture capital backing and a solid growth record—often in tech or innovative fields. Borrow £50,000 to £1 million over 12–36 months at 8% to 12% APR, typically within a two to four week decision window.

Convertible Venture Debt

Lenders assess your business plan and growth prospects, possibly agreeing to terms that allow debt to convert to equity if certain milestones are met. This is common in technology, software, or biotechnology sectors, providing non-dilutive funding for scaling or expanding into new markets.

Revenue-Based Venture Debt

Well-suited for SaaS or e-commerce companies, this type is tailored for businesses with steady revenues. Amounts usually fall between £100,000 and £500,000, repaid as 10% to 15% of monthly revenue over 12–48 months.

Revenue-Based Venture Debt

The process focuses on historical and forecasted revenue. Lenders calculate a percentage of future sales for repayments, aligning with your business’s revenue cycles. Digital and subscription-based businesses particularly benefit from this flexible, growth-linked approach.

Asset-Based Venture Debt

Asset-based venture debt is aimed at companies holding valuable assets like IP or equipment. You could borrow between £200,000 and £2 million over terms of 24–60 months, with interest beginning at 6% APR.

Asset-Based Venture Debt

Lenders value your assets and review them as collateral before negotiating terms. This option suits businesses in manufacturing, life sciences, and fintech, and is useful for extending runway, expanding product lines, or strengthening your market position.

Typical Funding Journeys on Funding Agent

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Your request is matched to suitable lenders
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How To Secure Venture Debt With Funding Agent

Complete an Application

Provide your business details, current investors, financials, and growth plans using the online application form to enable lender assessment.

Get Matched

Funding Agent connects you to a panel of lenders that fit your financial needs and company background.

Negotiate Terms

Work directly with lenders, using Funding Agent insights, to agree funding terms suitable for your growth strategy.

Compare 100k Venture Debt Options

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

What is the typical borrowing range for 100k venture debt?
How long does it take to secure venture debt funding?
What are the standard interest rates and fees for venture debt?
What are the different types of venture debt available?

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