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^120k Bridging Loans - Get a Quote Today

Q: How much can I borrow with a bridging loan?

Bridging loans typically range from £25,000 to £25 million, depending on the transaction and collateral value. This ensures businesses with substantial needs can access proper funding.

Q: How quickly can I get a decision on a bridging loan?

Initial decisions on bridging loans can be made within 24 hours to a week, with funds usually available in 1 to 3 weeks. Preparedness and complexity of requirements may influence speed.

Q: What are the typical interest rates for bridging loans?

Interest rates for bridging loans generally range from 0.4% to 1.9% per month, varying with loan terms and borrower risk profiles. Fees may include arrangement, legal, and exit fees.

Q: What are the eligibility requirements for a closed bridging loan?

Closed bridging loans require a defined exit strategy such as a forthcoming property sale or refinancing, along with collateral to secure the loan. These conditions facilitate risk management.

A £120,000 bridging loan offers UK SMEs a flexible and timely funding solution to bridge short-term cash flow gaps, supporting critical needs such as payroll, inventory procurement, and operational expenses. As a trusted Funding Agent, we enable businesses to access this capital quickly, ensuring continuity and growth during transitional periods without disrupting long-term financing strategies. This targeted finance helps SMEs maintain stability and seize new opportunities with confidence.

Secure up to £120,000 in Bridging Loans with Funding Agent.

Secure up to £500,000 in Secure up to £120,000 in Bridging Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 120k Bridging Loans?

Enjoy the advantage of swift access to substantial funds with bridging loans. With lending terms ranging up to 36 months and interest rates from 0.4% per month, they are tailored to meet your timing and financial needs. For more insights, see how small businesses leverage bridging loans to thrive.

Fast funding

Flexible terms

Bridging finance solution

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 120k Bridging Loans?

Closed Bridging Loan

Closed bridging loans require businesses to have an agreed upon exit strategy with specific repayment dates, generally covering amounts from £25,000 to £250,000. Discover more about what bridge loans entail.

Closed Bridging Loan

Closed bridging loans offer amounts from £25,000 to £250,000, supported by imminent financing arrangements as a repayment guarantee. They cater to urgent property purchases and renovations, making them ideal for retail and hospitality sectors. Typically, interest rates range from 0.4% to 1.5% per month, with decisions made within 24 to 72 hours. Explore further at bridge loans.

Open Bridging Loan

Open bridging loans offer flexibility for businesses lacking a finalized exit strategy, with typical loans from £50,000 to £500,000. Learn about bridging loans used by tech companies.

Open Bridging Loan

From £50,000 to £500,000, open bridging loans cater to businesses exploring multiple exit strategies, often used during company expansions or to cover unexpected large expenses. Interest rates vary from 0.5% to 1.9% per month, and decisions arrive within a week. This type offers crucial support for manufacturing and tech company expansions. Visit our bridging loans page for more.

Development Bridging Loan

Development bridging loans are designed for real estate acquisitions and developments, with amounts ranging from £100,000 to £10 million. For extensive details, see our bridging loans.

Development Bridging Loan

Development bridging loans support large-scale property projects, offering loans between £100,000 and £10 million. With detailed development plans and exit strategies required, these loans suit commercial property developers seeking timely funds. Interest rates range from 0.65% to 1.5% monthly, with approvals generally within 1 to 2 weeks. Check out our insights on bridging loans.

What is a 120k bridging loan?

Application and Approval Timelines

The bridging loan application demands comprehensive documentation, including financial details, collateral, and exit strategies. Typically, initial decisions span from 24 hours to a week, with funds accessible within 1 to 3 weeks. Explore further about business loans applications and processing times.

Regulatory and Compliance Requirements

In the UK, bridging loans are governed by stringent Financial Conduct Authority regulations, ensuring transparency and affordability checks. Our focus on compliance ensures borrowers are fully informed. For more, see our discussion on unsecured commercial loans.

Borrowing Capacity and Rates

Bridging loan rates range from 0.4% to 1.9% monthly. Factors influencing borrowing capacity include business financial health, collateral, and lender's risk appetite. Interested in more? Dive into how unsecured business loans can support your needs.

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FAQ’S

How much can I borrow with a bridging loan?

How quickly can I get a decision on a bridging loan?

What are the typical interest rates for bridging loans?

What are the eligibility requirements for a closed bridging loan?

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June 30, 2025

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^120k Bridging Loans - Get a Quote Today

What are the ^benefits of 120k Bridging Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 120k Bridging Loans?

Closed Bridging Loan

Closed Bridging Loan

Open Bridging Loan

Open Bridging Loan

Development Bridging Loan

Development Bridging Loan