FINANCE OPTIONS

140k Unsecured Business Loans - Apply Now

An unsecured business loan allows you to borrow a fixed sum without requiring collateral, perfect for SMEs that need substantial funding without risking assets. These loans, based on your creditworthiness, offer a reliable way to manage financial needs efficiently.

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 140k Unsecured Business Loans?

Unsecured business loans offer quick access to funds ranging from £5,000 to £500,000 without collateral. They provide faster approvals compared to secured loans, usually available within 1 to 3 days after approval. Decisions can take as little as 24 hours to one week.

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Quick access to funds
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No collateral required
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Flexible repayment options

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What are the different types of 140k Unsecured Business Loans?

Short-Term Unsecured Business Loans

Short-term unsecured loans serve business needs, ranging from £10,000 to £150,000 with terms of 6 to 18 months. They are accessible to UK-registered entities with good credit.

Short-Term Unsecured Business Loans

Ideal for managing cash flow, purchasing inventory, or short marketing campaigns, these loans cater primarily to retail and hospitality sectors during peak seasons. With interest rates between 5% and 20% APR, and decisions often in 2 to 3 days, they offer quick solutions for small business challenges.

Medium-Term Unsecured Business Loans

These loans support business expansion efforts ranging from £20,000 to £200,000 over 1 to 5 years, suitable for SMEs with an annual turnover of at least £50k.

Medium-Term Unsecured Business Loans

Medium-term loans help in hiring staff or launching new product lines. Interest rates span 6% to 15% APR, with detailed assessments ensuring suitable solutions. Decisions typically occur within 1-2 weeks.

Merchant Cash Advance

Merchant cash advances offer up to £300,000 for businesses accepting card payments with monthly sales over £5,000, repaid through a percentage of sales.

Merchant Cash Advance

Used for working capital, equipment purchases, and unforeseen expenses, this advance provides rapid funding. Approvals happen in 24 to 48 hours, making it a flexible option for quick financial needs.

What is a 140k Unsecured Business Loan?

Application Process

Applying involves providing business identity proof, credit checks, and financial documents. The process usually yields initial decisions in 24 hours to one week, promoting efficient cash flow management with our streamlined application.

Regulatory Compliance

Unsecured loans in the UK comply with FCA regulations, promoting transparency in lending. This assures fair practices, protecting businesses from exorbitant rates and hidden fees.

Borrowing Capacity and Rates

While amounts range from £5,000 to £500,000, factors like credit score and consistent revenue shape borrowing capacity. Rates from 5% to 20% APR, influenced by market conditions and financial health, make these loans attractive for SME funding.

FAQ’S

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