FINANCE OPTIONS

Compare ^Contract ^Finance For £150k Funding Needs

Q: How much can I borrow with contract finance?

You can typically borrow between £10,000 and £5,000,000, depending on the size of your contracts, your business's financial history, and the agreements you present to lenders.

Q: How quickly can I access funds?

Initial decisions for contract finance are usually made within 1 day to 2 weeks. Once approved, funds may be made available in as little as 24 hours up to one week, depending on your application and contract verification.

Q: What fees and rates should I expect?

Typical rates for contract finance range from 1% to 6% APR, with possible additional arrangement, monthly service, or early repayment fees. The actual cost depends on credit health, contract value, and lender policy.

Q: What are the main types of contract finance?

Main options include invoice finance, supply chain finance, and project-based lending. Each suits different business needs, with eligibility and terms based on your contracts and sector.

150k contract finance provides UK businesses with access to capital backed by the value of existing or future contracts. This option is ideal for SMEs aiming to bridge cash flow gaps, fulfil sizeable projects, or start new work before clients pay. With contract finance, companies can unlock funds tied up in contracts, helping maintain steady cash flow, support business growth, and manage working capital requirements effectively.

Contract Finance

Secure up to £1,000,000 in Contract Finance with Funding Agent.

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Key ^Benefits of Contract Finance

Contract finance offers tailored advantages for businesses reliant on contract payments. With flexible borrowing aligned to your needs and clear decision timescales, it helps you act on new opportunities, meet obligations, and keep operations running smoothly. Costs are influenced by your contract size and creditworthiness, giving you transparency and control.

Quick Cash Access

Supports Growth

Manages Cash Flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Contract Finance Available

Invoice Finance

Invoice finance advances a portion of your invoice value, ideal for bridging gaps while waiting for client payments. Most businesses need a trading history and outstanding invoices to qualify.

Invoice Finance

This option allows businesses to receive up to 90% of invoice value quickly, with outstanding amounts released once your customer pays. Invoice finance is suited for sectors like manufacturing or services that often face delayed terms. Amounts range from £10,000 to £500,000, with terms up to 12 months and quick decisions, typically 24 to 48 hours.

Supply Chain Finance

For firms with strong supplier networks, supply chain finance pays suppliers on your behalf at a discount, stabilising your supply chain and optimising cash flow.

Supply Chain Finance

Supply chain finance works by having a financier pay your suppliers directly, allowing you to extend payment terms. Suitable for retail, construction, or manufacturing, it supports larger operations with needs of £50,000 to £1,000,000, terms up to 12 months, and decisions within 2 to 5 days. This ensures vital suppliers are paid promptly to avoid disruption.

Project-Based Lending

Designed for businesses managing large, milestone-based contracts, project-based lending provides funding released in phases to match your project timeline.

Project-Based Lending

Funding is provided for businesses with a proven track record, based on project plans and contract documentation. Funds are released as each milestone is met. This approach is common in engineering, IT, and consultancy, with amounts from £100,000 to £5,000,000, term lengths up to 24 months, and decision times from two weeks to one month.

Typical Funding Journeys on Funding Agent

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Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How To Secure 150k Contract Finance With Funding Agent

Complete Online Form

Enter your business details, contract information, and funding needs into our online application form to get started.

Receive Offers

View tailored contract finance offers from a wide network of lenders suited to your specific contracts and requirements.

Choose and Fund

Select the most suitable finance solution and finalise funding promptly through our secure platform.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can I borrow with contract finance?

How quickly can I access funds?

What fees and rates should I expect?

What are the main types of contract finance?

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February 12, 2026

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Compare ^Contract ^Finance For £150k Funding Needs

Key ^Benefits of Contract Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Contract Finance Available

Invoice Finance

Invoice Finance

Supply Chain Finance

Supply Chain Finance

Project-Based Lending

Project-Based Lending

Typical Funding Journeys on Funding Agent