FINANCE OPTIONS

^150k Haulage Finance - Apply and Get Approved

Q: What amounts can I borrow through haulage finance?

You can typically borrow from £5,000 up to £750,000, depending on your business’s revenue, credit profile, and the value of assets or invoices financed. Lending requirements and maximum amounts can vary by product and provider.

Q: How fast is the decision and funding process?

Initial decisions are usually made within one to two weeks after you apply. Invoice finance can be even faster, with funds available in as little as 24 to 48 hours once everything is submitted. Final speed depends on your document readiness and lender processes.

Q: What are the typical costs and rates for haulage finance?

Asset finance usually ranges from 5% to 15% APR. Invoice finance involves a service fee of 1% to 4% per invoice, while merchant cash advances use factor rates from 1.2 to 1.5. Extra arrangement and early repayment fees may apply.

Q: What compliance checks apply to haulage finance applications?

Lenders must comply with Financial Conduct Authority rules. You’ll need to provide proof of business ownership, recent financial statements, and ID. For invoice finance, the relevant invoices are also required as part of standard checks.

150k Haulage Finance offers dedicated funding for UK businesses in the haulage sector seeking to purchase, lease, or maintain trucks, trailers, and logistics vehicles. Designed to power growth and efficiency, this finance lets firms access capital while preserving cash flow. With options for spreading costs and bridging payment gaps, haulage finance supports operational needs like fleet expansion, equipment upgrades, and overcoming delayed payments—helping businesses stay competitive and manage their working capital effectively.

Haulage Finance

Secure up to £1,000,000 in Haulage Finance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

^Benefits of 150k Haulage Finance

Choosing 150k Haulage Finance means gaining access to funding designed for the realities of UK transport businesses. From competitive rates starting at 5% APR to decision times as fast as one week, this finance supports business growth, stabilises cash flow, and adapts repayments to your revenue patterns. Explore how it adds value and review all financing options below.

Improves cash flow

Eases financial burden

Facilitates fleet expansion

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Haulage Finance for £150k

Asset Finance

Asset finance enables haulage firms to acquire or lease vehicles and equipment without large upfront payments, supporting investments from £25,000 to £750,000.

Asset Finance

Asset finance is tailored for UK-registered haulage businesses with strong credit and verifiable revenue. You can finance new trucks, trailers, or specialised equipment over 24 to 60 months, with rates from 5% to 15% APR. After applying and passing a credit and asset assessment, funds go directly to suppliers, letting you upgrade your fleet efficiently and spread costs with asset finance for transport.

Invoice Financing

Invoice financing lets hauliers unlock up to 90% of unpaid invoice value, bridging cash flow gaps and reducing the stress of waiting for customer payments.

Invoice Financing

If your company has outstanding invoices with reliable clients, invoice financing can be a rapid solution. Apply by submitting invoices; you’ll typically receive funds within 48 hours. When your client pays, the balance is settled after service fees. Terms run from 1 to 3 months per invoice, helping you manage expenses and maintain a steady working capital flow.

Merchant Cash Advance

Merchant cash advances deliver up to £200,000 based on card sales, ideal for haulage businesses planning marketing, expansion, or handling seasonal demand.

Merchant Cash Advance

This option suits established haulage firms with at least a year’s trading history and regular card revenues. Advances are repaid flexibly as a percentage of future card sales, typically over 4 to 18 months. The factor rate ranges from 1.2 to 1.5. Apply using recent card sale history and benefit from automatic, income-linked repayment via a merchant cash advance.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

Get Haulage Finance with Funding Agent

Apply Online

Complete a straightforward online application form to begin your search and reach multiple lenders suited to haulage finance needs.

Receive Offers

Compare tailored finance offers from across the market and select the one that matches your business goals and repayment preferences.

Get Funded

Submit your supporting documents, such as ID, accounts, and invoices, then receive the approved finance for your fleet or cash flow needs.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What amounts can I borrow through haulage finance?

How fast is the decision and funding process?

What are the typical costs and rates for haulage finance?

What compliance checks apply to haulage finance applications?

DIVE DEEPER

June 24, 2025

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£1m

^150k Haulage Finance - Apply and Get Approved

^Benefits of 150k Haulage Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Haulage Finance for £150k

Asset Finance

Asset Finance

Invoice Financing

Invoice Financing

Merchant Cash Advance

Merchant Cash Advance

Typical Funding Journeys on Funding Agent

Get Haulage Finance with Funding Agent

Apply Online

Receive Offers

Get Funded

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

Get A Clear Overview of Cost Effective Lenders

FAQ’S

DIVE DEEPER

What Is Asset Finance?

Top Asset Finance Lenders in the UK

How Asset Finance Can Boost Cash Flow for Your Business

We Like To Keep Things Simple

zero hidden fees

Extra bits you might find useful..