FINANCE OPTIONS

^150k Plant Finance - Apply for Funding

Q: What amounts can I borrow with plant finance?

Plant finance usually covers amounts from £5,000 up to £500,000. The precise borrowing capacity depends on your business’s credit rating, asset value, and the lender’s policies.

Q: How long does approval take for 150k plant finance?

Initial decisions typically take 1 to 2 weeks, with funds available within 2 to 3 weeks after approval, subject to documentation quality and lender processes.

Q: What are the interest rates and potential fees?

Rates usually range from 4% to 15%, depending on the asset, credit profile, and term length. There may also be arrangement fees or charges for early repayment.

Q: What types of plant finance are there?

The main types are Hire Purchase, Finance Lease, and Operating Lease. Each offers different structures for accessing or owning equipment, with various terms and repayment options available.

150k Plant Finance enables UK businesses to fund the purchase of vital machinery and equipment. With costs spread across regular payments, businesses can acquire high-value assets without draining cash reserves. This type of finance is tailored to support growth, increase efficiency, and preserve working capital. Common benefits include improved cash flow management, manageable repayments, and the flexibility to invest in the latest technology or expand operational capacity, all while keeping finances stable.

Plant Finance

Secure up to £1,000,000 in Plant Finance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of 150k Plant Finance

Choosing plant finance for your equipment needs offers businesses control and flexibility not found with upfront purchases. By structuring repayments and accessing tailored lending, your cash flow remains steady, allowing for proactive growth and investment. Decision times are generally prompt, and competitive rates make this an efficient route to crucial assets.

Flexible repayment terms

Quick funding access

Supports equipment acquisition

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Plant Finance Available

Hire Purchase

Hire Purchase lets your business buy equipment through instalments. You own the asset at the end, making this suitable for those wanting permanent ownership with manageable monthly repayments.

Hire Purchase

Hire Purchase works by allowing your business to select equipment needed for growth while a lender pays the cost upfront. You repay the lender over 12 to 60 months in fixed instalments, with interest rates ranging from 4% to 15%. After the final payment, ownership transfers to your business. Amounts typically range from £10,000 to £500,000, and the process often takes 1 to 2 weeks for approval.

Finance Lease

With a Finance Lease, your business rents equipment from a lender for an agreed period. Ownership remains with the lender, but you may have the option to purchase at the lease’s end.

Finance Lease

Finance Leases are suitable for established businesses seeking flexible access to assets. The lender buys the equipment, leasing it to your business for 12 to 60 months. At the end, you can often buy the equipment at market value. Loan sizes range from £5,000 to £250,000, with typical rates of 5% to 12%. Decisions generally take 1 to 2 weeks, offering a cost-efficient equipment solution.

Operating Lease

Operating Leases provide short-term equipment access, ideal where machinery is needed temporarily or regularly updated, with the lender retaining ownership throughout.

Operating Lease

Operating Leases suit businesses that need equipment for shorter periods, such as seasonal projects or dynamic requirements. Terms are usually 6 to 36 months, with finance from £5,000 to £150,000 and rates between 7% and 14%. The business never owns the asset, allowing frequent upgrades as technology advances. Approval typically takes 1 to 3 weeks.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How Funding Agent Supports Your Application

Submit Your Needs

Tell us about your business and what equipment you plan to acquire using our online application form, so we can match you to relevant finance options.

Compare Offers

We’ll present tailored plant finance solutions. You can compare interest rates, lending terms, and choose what works best for your business.

Complete the Deal

After picking your preferred lender, we’ll help you complete the paperwork and access funds, enabling you to obtain your chosen equipment promptly.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What amounts can I borrow with plant finance?

How long does approval take for 150k plant finance?

What are the interest rates and potential fees?

What types of plant finance are there?

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June 24, 2025

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^150k Plant Finance - Apply for Funding

Key ^Benefits of 150k Plant Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Plant Finance Available

Hire Purchase

Hire Purchase

Finance Lease

Finance Lease

Operating Lease

Operating Lease

Typical Funding Journeys on Funding Agent