FINANCE OPTIONS

150k Unsecured Working Capital Loan - Apply Now

A £150k Unsecured Working Capital Loan is money you can borrow up to £150,000 without having to offer any property or assets as security, and it's typically used to cover day-to-day business expenses. If you're looking to manage your cash flow smoothly, this loan could be a good option. Feel free to ask if you want to know more!

Unsecured Working Capital Loan

Secure up to £1,000,000 in Unsecured Working Capital Loan with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 150k Unsecured Working Capital Loan?

A £150k Unsecured Working Capital Loan provides businesses with immediate cash flow to manage operational expenses, invest in growth, and handle unexpected costs without the need for collateral. This financial support is crucial for maintaining liquidity and ensuring smooth business operations during fluctuating market conditions.
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Quick access to funds
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No collateral required
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Flexible repayment options

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What are the different types of 150k Unsecured Working Capital Loan?

Term Loan

A fixed-sum loan repaid in regular installments over a set period.

Term Loan

A 150k unsecured term loan provides businesses with a lump sum, repaid via fixed payments over a set time. No collateral is needed, but good credit and financials are usually required.

Business Line of Credit

A flexible credit facility that allows businesses to draw funds as needed up to a limit.

Business Line of Credit

A business line of credit offers access to funds up to $150k, letting businesses withdraw as needed and only pay interest on the amount used. It's unsecured, offering flexibility for recurring or unexpected expenses.

Merchant Cash Advance

A lump sum provided upfront in exchange for a percentage of future sales.

Merchant Cash Advance

A merchant cash advance gives a business up to $150k upfront, repaid via a fixed percentage of daily credit card sales. Approval is fast and unsecured, but costs can be high compared to other options.

Typical Funding Journeys on Funding Agent

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What is a 150k Unsecured Working Capital Loan?

No Collateral Required

A $150,000 unsecured working capital loan provides funds for your business without needing any collateral, so you don’t risk business or personal assets if the loan is not paid back.

Flexible Usage and Fast Funding

These loans can be used for almost any business expense—like managing cash flow, investing in growth, or refinancing debt—and you can often get the funds within a few days.

Regular Repayment Over Fixed Terms

Repayment is typically done monthly with a fixed interest rate, and terms may go up to 10 years, making it easier to plan payments in your business budget.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

What can a £150k Unsecured Working Capital Loan be used for?
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