FINANCE OPTIONS

^190k Working Capital Loans - Get Funding Now

Q: How much can I borrow with a working capital loan?

Typically, you can borrow from £5,000 to £5,000,000 depending on your business size, revenue, and creditworthiness. Different lending products may affect the amount.

Q: How quickly can I get a decision on my loan application?

Initial decisions can range from 24 hours to several weeks based on the loan product. Quick-access loans can provide funds within days.

Q: What are the typical interest rates for these loans?

Rates range from 3% to 10% annually, influenced by credit score, revenue, and loan term. Additional fees like origination and late payment may apply.

Q: What are the eligibility criteria for a working capital loan?

Eligibility varies but generally requires business operational history, financial documentation, and sometimes a credit check.

A £190,000 working capital loan provides UK SMEs with substantial funding to effectively manage essential operational expenses such as payroll, inventory procurement, and short-term cash flow fluctuations. As a trusted Funding Agent, we enable businesses to maintain financial stability and seize growth opportunities without compromising daily operations. This tailored financing solution supports ongoing business resilience and operational continuity.

Secure up to £190,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £190,000 in Working Capital Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 190k Working Capital Loans?

Working capital loans provide quick access to funds and flexible repayment options, improving cash flow management and bridging funding gaps. With loan amounts ranging from £5,000 to £5,000,000, and initial decisions available within days, our funding solutions are tailored to your business needs.

Improves cash flow

Supports business growth

Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 190k Working Capital Loans?

Invoice Financing

Invoice financing suits businesses with outstanding invoices, advancing 85-90% of invoice value over 1 to 12 months.

Invoice Financing

Invoice financing offers quick access to cash, typically at 1-3% monthly interest. Ideal for sectors like manufacturing, it funds operations while you await customer payments.

Business Line of Credit

A business line of credit provides up to £500,000, offering flexibility with terms up to 24 months.

Business Line of Credit

The business line of credit caters to short-term operational needs with a 3-10% annual interest, supporting industries like retail during peak seasons.

Merchant Cash Advance

Merchant cash advances offer £5,000 to £300,000 based on card sales, perfect for retail and hospitality sectors.

Merchant Cash Advance

Our merchant cash advance links repayments to sales, optimizing cash flow for businesses with strong card sales, like restaurants.

What is a 190k Working Capital Loan?

Simple Application Processes

Applying for a loan with us involves submitting financial records for quick processing and access to funds. Discover how our business funding applications streamline your financial needs.

Regulatory Expertise

Lending in the UK is regulated by the FCA, ensuring fair practices. Learn about our compliance with regulatory standards.

Borrowing Capacity Solutions

Our loans range from £5,000 to £5,000,000, based on revenue and creditworthiness. Explore our competitive rates and funding options tailored to your business size.

Get Funding For your business

Generate offers

FAQ’S

How much can I borrow with a working capital loan?

How quickly can I get a decision on my loan application?

What are the typical interest rates for these loans?

What are the eligibility criteria for a working capital loan?

DIVE DEEPER

August 20, 2025

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£500K

Find all our resources

^190k Working Capital Loans - Get Funding Now

What are the ^benefits of 190k Working Capital Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 190k Working Capital Loans?

Invoice Financing

Invoice Financing

Business Line of Credit

Business Line of Credit

Merchant Cash Advance

Merchant Cash Advance