^£1M Business Loans – Apply Now

This type of loan is best suited for businesses that have been trading for at least two years and can show robust financials. Typical amounts range from £50,000 up to £500,000. The process involves submitting financial statements, a business plan, and credit records. Decision times are usually 1 to 2 weeks, with terms between 12 and 60 months. These loans are ideal for rapid access to capital for expansion, acquisition, or other high-impact initiatives.

For larger borrowing, secured loans allow companies to obtain between £100,000 and £1,000,000 with terms stretching to 84 months. Security is typically provided against hard assets, and lenders conduct asset valuations before advancing funds. These loans suit sectors that require significant long-term investments and can be used for property purchase, large-scale equipment, or refinancing. Approval may take 2 to 4 weeks following a thorough underwriting process.

This option is designed for businesses with outstanding invoices and B2B sales. It allows companies to release up to 90% of invoice values within 24 to 48 hours. With lending periods from 3 to 12 months, invoice finance is beneficial for managing cash flow in industries with extended payment terms. After invoice verification, funds are quickly advanced, making it a flexible solution for wholesalers, logistics, and manufacturers.