FINANCE OPTIONS
1m Inventory Finance - Get Funding Now
1m Inventory Finance means borrowing up to £1,000,000 to buy and manage stock or inventory for your business. It helps keep things running smoothly without tying up all your cash. Want to know if this could work for you? Just ask!
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 1m Inventory Finance?
£1 million Inventory Finance provides businesses with the necessary liquidity to manage their stock effectively without tying up capital. This financial solution enables companies to purchase, hold, and sell inventory while freeing up cash for other operational expenses. It ensures that businesses can maintain sufficient stock levels to meet customer demand, thus improving overall efficiency and profitability.
Improved cash flow
Enhanced inventory management
Flexible financing options
SCALE YOUR BUSINESS TO NEW HEIGHTS
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What are the different types of 1m Inventory Finance?
Floor Plan Financing
A loan used by retailers or dealers to purchase inventory, with the inventory itself as collateral.
Inventory Line of Credit
A revolving credit facility allowing businesses to draw funds specifically for inventory purchases up to a set limit.
Accounts Receivable Financing
Financing where businesses use accounts receivable as collateral to access funds for inventory needs.
What is 1m Inventory Finance?
What is Inventory Finance?
Inventory finance is a type of loan or revolving line of credit where a business uses its inventory as collateral to obtain funding. This helps businesses buy more inventory without using their existing cash, supporting ongoing sales and operations.
Types of Inventory Finance
Common types include short-term loans (repaid over a set period), revolving lines of credit (draw funds as needed, repay and reuse), and alternatives like merchant cash advances or invoice financing. Each type lets businesses access funds quickly based on the value of their inventory or sales.
Main Benefits
Inventory finance improves cash flow, increases the ability to purchase more stock (sometimes at bulk discounts), and lets businesses grow without selling equity or taking on large debts. It’s flexible and scales with the inventory needs of retailers, wholesalers, and manufacturers.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
How can £1m Inventory Finance help manufacturers handle rising costs?
Can £1m Inventory Finance help if customers delay payment in manufacturing?
Is £1m Inventory Finance suitable for purchasing equipment in manufacturing?
Can retail businesses use £1m Inventory Finance to prepare for peak seasons?
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