FINANCE OPTIONS

^1m Machinery Finance - Get Financing Now

Q: How much can I borrow with 1m Machinery Finance?

You can typically borrow from £5,000 up to £1,000,000 for machinery finance. The amount you’re eligible for will be influenced by your business’s credit history, financial stability, and the type of machinery you plan to acquire.

Q: How long does approval take for machinery finance?

Approval for machinery finance usually takes between 1 and 4 weeks, depending on your credit profile, completeness of application, and the asset type. Once approved, funds are often made available within a few days.

Q: What interest rates are available for machinery finance?

Rates typically range from 3% to 15% APR, based on your business’s financial health, the chosen loan term, and the value of the machinery. Additional arrangement fees or early repayment charges may apply.

Q: What types of machinery finance can I access?

The main types include Hire Purchase, Equipment Leasing, and Financing Lease. Each offers different benefits relating to ownership, tax treatment, and flexibility to support your business’s machinery needs.

1m Machinery Finance lets UK businesses access up to £1,000,000 to purchase, refinance, or lease vital equipment without large upfront capital. By using machinery finance, you can spread costs over time, maintain cash flow, and invest in operational growth. Typical benefits include flexible management of assets, preserved working capital, and greater efficiency in acquiring machinery crucial for business expansion. This type of finance is widely used by SMEs looking to upgrade, replace, or secure machinery while maintaining day-to-day financial stability.

Machinery Finance

Secure up to £1,000,000 in Machinery Finance with Funding Agent.

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Loan disbursed within 24 hours
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Key ^Benefits of 1m Machinery Finance

Machinery finance supports business growth by offering tailored ways to fund essential equipment. With a range of finance models, businesses can benefit from predictable payments, competitive rates, and decision times that align with operational needs. Compare options to see how machinery finance can improve efficiency and retain cash in your business.

Flexible payment options

Improved cash flow

Access to latest machinery

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Machinery Finance

Hire Purchase

Hire Purchase lets businesses acquire machinery through fixed terms, with the option to own the asset at the end. Suitable for those seeking long-term equipment ownership.

Hire Purchase

With Hire Purchase, the lender buys the machinery you select and your business makes set monthly payments over 12 to 84 months. Amounts range from £10,000 to £500,000 with typical rates from 4% to 12% APR. This route suits businesses in sectors like construction and manufacturing aiming to own vital machinery while spreading the cost.

Equipment Leasing

Equipment Leasing is ideal for businesses seeking flexible access to machinery without taking on ownership. It enables upgrades and reduces upfront costs.

Equipment Leasing

When leasing, the lender purchases the machinery and your business pays to use it over 12 to 60 months, commonly for £5,000 to £250,000. Rates typically range from 3% to 10% APR. Leasing encourages asset flexibility, particularly for sectors like agriculture and mining, while preserving cash for day-to-day needs.

Financing Lease

A Financing Lease offers off-balance-sheet financing, helping you use essential assets while focusing on effective balance sheet management.

Financing Lease

Financing Leases allow the use of machinery without direct ownership or asset recognition on your balance sheet. Finance amounts run from £20,000 to £1,000,000 over 12 to 84 months with APRs from 5% to 15%. This type helps businesses such as healthcare and manufacturing manage liabilities and cash flow.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Access 1m Machinery Finance with Funding Agent

Complete Online Form

Share your business and machinery details using our straightforward online application form, letting us start assessing your finance options quickly.

Discuss Options

One of our agents will contact you to talk through your finance needs and present tailored options using quotes from our lending panel.

Receive Funds

After an agreement is finalised, funding goes directly to your supplier, allowing you to progress with your machinery investment efficiently.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can I borrow with 1m Machinery Finance?

How long does approval take for machinery finance?

What interest rates are available for machinery finance?

What types of machinery finance can I access?

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June 24, 2025

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^1m Machinery Finance - Get Financing Now

Key ^Benefits of 1m Machinery Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Machinery Finance

Hire Purchase

Hire Purchase

Equipment Leasing

Equipment Leasing

Financing Lease

Financing Lease

Typical Funding Journeys on Funding Agent