FINANCE OPTIONS

Compare ^Pre-Pack ^{Administration} ^Finance Options for £1m Funding

Q: What businesses are eligible for £1m pre-pack administration finance?

Typically, medium to large businesses with valuable assets, viable business models, and a clear restructuring plan can access this finance. Creditworthiness and asset quality are important factors for eligibility.

Q: How long does it take to access funds?

Decisions are usually made within 1 to 2 weeks, with funding available in 2 to 4 weeks. Timing depends on asset evaluation and the complexity of your company’s financial situation.

Q: What are the typical rates and fees?

Monthly interest rates usually range from 1% to 5%, depending on risk and asset quality. Administration fees and legal costs may also apply, based on lender policies.

Q: Are there different types of pre-pack administration finance?

Yes, main types include asset-based lending, invoice finance, and bridging loans. Each type meets different needs, from unlocking funds from assets or invoices to urgent short-term cash requirements.

£1m Pre-Pack Administration Finance allows UK businesses facing financial distress to secure funding against their assets before entering administration. This process involves pre-arranging the sale of business assets so trading can continue under new ownership, preserving business value. By accessing this form of finance, companies can unlock immediate cash, maintain operations, and protect jobs during a crucial transition. Key benefits include rapid financial support, business continuity, and maximising asset value for creditors—all vital for minimising disruptions during restructuring.

Pre-Pack Administration Finance

Secure up to £1,000,000 in Pre-Pack Administration Finance with Funding Agent.

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Loan disbursed within 24 hours
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^Benefits of £1m Pre-Pack Administration Finance

Pre-pack administration finance gives businesses fast access to funds when facing financial challenges. It can help maintain operations, keep staff employed, and deliver the best possible recovery for creditors. Decision times are typically 1 to 2 weeks, with funding often available within 2 to 4 weeks, depending on the complexity and asset values. Monthly interest rates usually range from 1% to 5%.

Fast Funding

Business Continuity

Maximises Asset Value

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Pre-Pack Administration Finance

Asset-Based Lending

Asset-based lending lets medium to large UK businesses unlock funding by leveraging assets like machinery, inventory, or property. Typical loan amounts range from £500,000 to £5 million, with terms of 6 to 24 months.

Asset-Based Lending

This option is ideal for companies with valuable assets and a proven business model. Lenders assess asset values and viability. Once agreed, funds are released based on those valuations, ensuring businesses can restructure efficiently. Common sectors include manufacturing, logistics, and retail, with asset-based lending supporting ongoing operations and freeing up crucial working capital.

Invoice Finance

Invoice finance is suitable for businesses with significant accounts receivable. It unlocks up to 90% of invoice value upfront, typically supporting borrowing from £100,000 to £2 million.

Invoice Finance

Companies with reliable customers and a solid cash flow history can use invoice finance to quickly access cash tied up in unpaid invoices. Lenders advance most of the invoice value, with the remainder (minus fees) paid upon settlement. Fees start from 2% to 3% of invoice value, plus interest. This method is especially useful for B2B services, wholesale, and manufacturing businesses needing fast liquidity to meet immediate obligations.

Bridging Loans

Bridging loans offer urgent, short-term funding for businesses needing to cover immediate gaps, typically lending between £250,000 and £1 million for 3 to 12 months.

Bridging Loans

Suitable for urgent liquidity needs or buying time while restructuring, bridging loans require clear exit strategies and collateral. After swift assessment, funds are secured against company assets, with rates from 0.5% to 1.5% per month. Sectors like property development, retail, and hospitality may benefit most, maintaining operations during a challenging financial window.

Typical Funding Journeys on Funding Agent

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Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Get £1m Pre-Pack Administration Finance with Funding Agent

Apply Online

Submit your business details and funding requirements on our online application form. We’ll assess your profile and requirements for lender matching.

Get Offers

Receive tailored offers from trusted lenders, allowing you to compare terms and select the most suitable option for your circumstances.

Receive Funds

Complete the necessary documentation, due diligence, and regulatory steps. Once approved, access the funds needed to support your restructuring.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What businesses are eligible for £1m pre-pack administration finance?

How long does it take to access funds?

What are the typical rates and fees?

Are there different types of pre-pack administration finance?

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Compare ^Pre-Pack ^{Administration} ^Finance Options for £1m Funding

^Benefits of £1m Pre-Pack Administration Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Pre-Pack Administration Finance

Asset-Based Lending

Asset-Based Lending

Invoice Finance

Invoice Finance

Bridging Loans

Bridging Loans

Typical Funding Journeys on Funding Agent