FINANCE OPTIONS

Compare ^Private ^Debt ^Finance Solutions for £1m Funding

Q: What is the typical borrowing range for private debt finance?

Private debt finance allows borrowing from £250,000 up to £10 million, depending on your business’s revenue, growth outlook, and liabilities. Lenders assess your financial health to determine the amount suitable for your needs.

Q: How long does it take to receive funds?

Initial decisions are usually made within 2 to 4 weeks. Once approved, funds may be released between 4 and 8 weeks after the initial decision, depending on your readiness and the lender’s processes.

Q: What interest rates and costs apply to 1m Private Debt Finance?

Interest rates generally range from 6% to 20% APR, influenced by risk, business financials, and loan size. Fees such as arrangement, legal, and early repayment charges may also apply, so review lender terms carefully.

Q: What types of private debt finance are available?

UK businesses can access direct lending, mezzanine finance, and venture debt. Each has different eligibility, typical amounts, and application processes, suiting a variety of growth stages and funding needs.

1m Private Debt Finance enables UK businesses to access loans from non-bank lenders, offering flexibility and tailored funding beyond traditional banks. This type of finance suits SMEs looking for higher capital and bespoke solutions to support growth, acquisitions or major projects. With private debt finance, you can benefit from flexible terms, increased funding potential and solutions adapted to your specific business needs, helping you achieve your goals efficiently. For those seeking alternative providers, review these Funding Options alternatives for more tailored lending.

Private Debt Finance

Secure up to £1,000,000 in Private Debt Finance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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^Benefits of Private Debt Finance

Private debt finance offers unique advantages for UK SMEs, especially those seeking larger amounts or greater flexibility. With tailored arrangements, higher capital thresholds, and the benefit of non-dilutive funding, this option can accelerate business ambitions. Rates, amounts, and approval speeds will vary according to your business profile and lender assessments.

Flexible Solutions

Higher Capital Access

Non-Dilutive

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Private Debt Finance

Direct Lending

Direct lending provides established businesses with tailored loans from private lenders. It fits those with solid cash flow and clear plans for growth.

Direct Lending

Established companies may secure between £500,000 and £5 million through direct lending, with terms from 12 to 60 months at 6% to 12% APR. The process includes lender applications, documentation, due diligence, and offer stage, and usually suits sectors like manufacturing, tech, or retail seeking expansion or capital investment.

Mezzanine Finance

Mezzanine finance targets businesses with strong models and high growth ambitions, bridging the gap between debt and equity.

Mezzanine Finance

Raising between £1 million and £10 million is possible via mezzanine finance, with 36 to 84 month terms and 10% to 20% APR. This option involves negotiation, financial scrutiny, and legal processes, and is commonly used for major growth, buyouts, or acquisitions in sectors like healthcare and energy. Flexible terms and higher capital make it appealing for ambitious companies.

Venture Debt

Venture debt supports revenue-generating businesses, often used to extend capital runway and avoid equity dilution, especially in tech.

Venture Debt

With amounts of £250,000 to £3 million and terms from 12 to 48 months, venture debt helps develop products or scale operations while minimising equity loss. Interest rates range from 8% to 15% APR, sometimes including warrants. This route often accompanies VC investment, supporting fast-growth sectors like SaaS and e-commerce with flexible, responsive finance.

Typical Funding Journeys on Funding Agent

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How To Secure Private Debt Finance With Funding Agent

Submit Your Request

Provide details of your funding needs and business profile through a simple online application form, outlining key financials and your growth objectives.