FINANCE OPTIONS

^1m Van Finance - Get a Quote Today

Q: What amounts can I borrow with 1m Van Finance?

Businesses can typically borrow from £5,000 up to £1,000,000 for van finance. The specific amount will depend on your turnover, credit profile, and the type and value of vehicle you wish to finance.

Q: How long does it take to get a decision?

Initial decisions are usually made within 1 to 3 weeks. Once approved and due diligence is complete, funds can typically be available within one week.

Q: What types of van finance are available?

Three main types are available: Hire Purchase, Finance Lease, and Contract Hire. Each offers different structures regarding ownership, monthly payments, and end-of-term options for businesses.

Q: Are there regulations or requirements for van finance?

Yes, all van finance agreements in the UK must adhere to applicable laws, which require clear disclosure of terms and transparent contracts. Lenders will require business information and vehicle details.

1m Van Finance gives UK businesses access to tailored solutions for purchasing or leasing vans and commercial vehicles. As many SMEs require transport to deliver goods or services, van finance allows them to expand or update their fleet without large upfront payments. Businesses benefit by preserving cash flow and being able to grow their transport capabilities as needed, making van finance a practical tool to manage vehicle acquisition while focusing capital on other priorities.

Van Finance

Secure up to £1,000,000 in Van Finance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of Van Finance

Van finance delivers specific advantages for UK businesses looking to acquire or lease vehicles. The flexible finance types, competitive rates, and structured payment terms allow for managed budgeting and scalability. Approval times are clear and rates depend on business circumstances, so companies can plan with confidence while preserving working capital.

Flexible repayment options

Lower upfront costs

Improved cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

Main Types of Van Finance

Hire Purchase

Hire Purchase enables businesses to buy a van by paying an initial deposit, followed by fixed monthly payments. Ownership transfers to your business at the end of the term.

Hire Purchase

With Hire Purchase, eligibility typically requires a UK registered business with a positive credit record and at least two years’ trading history. You can finance amounts from £5,000 up to £1,000,000 over 12 to 72 months, with APRs from 6% to 15%, depending on your credit profile. Sectors using this option include construction, delivery services, and tradespeople. You benefit from straightforward ownership after the agreement ends.

Finance Lease

A Finance Lease allows you to use the van for an agreed period while making regular payments, without the obligation of ownership at the end.

Finance Lease

Finance Lease is suitable for UK businesses with asset backing and a solid business plan, with finance amounts from £10,000 to £500,000 over 24 to 60 months. Interest typically starts at 5% flat, with variations based on circumstances. This type supports cash flow by removing upfront purchases and can include potential profit sharing on vehicle disposal. Common among courier firms and mobile service providers.

Contract Hire

Contract Hire involves hiring a van for a set period at a fixed monthly rate, usually including maintenance, with no ownership responsibility. Explore asset finance alternatives for more flexibility.

Contract Hire

Best for UK businesses with reliable cash flow, Contract Hire usually funds up to £100,000 per vehicle across 12 to 48 months. You return the van at the end and avoid asset risk or depreciation. Fixed fees include maintenance, helping budget for dynamic or temporary vehicle needs, such as in healthcare, logistics, or social services sectors.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Access Van Finance with Funding Agent

Compare Options

Visit Funding Agent and enter your business and vehicle requirements through the online application form. Instantly compare tailored van finance offers from a wide panel of lenders.

Apply Online

Fill out a straightforward online application, submitting your financial details and selected van finance option. Ensure you have the necessary documentation ready.

Receive Funds

Once approved, you will receive access to funds to acquire or lease your van, enabling your business to make use of new vehicles quickly through flexible vehicle finance solutions.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What amounts can I borrow with 1m Van Finance?

How long does it take to get a decision?

What types of van finance are available?

Are there regulations or requirements for van finance?

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June 24, 2025

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^1m Van Finance - Get a Quote Today

Key ^Benefits of Van Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Main Types of Van Finance

Hire Purchase

Hire Purchase

Finance Lease

Finance Lease

Contract Hire

Contract Hire

Typical Funding Journeys on Funding Agent