^£200k Farm Finance – Apply Now

Agricultural term loans require a credit check, business plan, and proof of farm income. Collateral may be needed. Approval can take one to three weeks, with interest typically between 4% and 10% APR. Term loans suit dairy, arable, or livestock farms looking to expand or modernise and are key to supporting sector growth and investment in technology.

Equipment financing requires a strong credit profile, a history of business operations, and recent quotes for planned purchases. Terms span one to seven years, with rates between 5% and 12% APR. Approvals usually involve an equipment appraisal and take up to two weeks, with funding supporting timely upgrades in crop or livestock operations.

Set up as a revolving facility, agricultural credit lines depend on steady farm income and a satisfactory credit track record. Decision time can be as quick as one week. Lines operate with variable rates from 3% to 8% above base, allowing farms to handle fluctuating costs across seasonal cycles without the need for repeated loan applications.