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20k Development Finance - Get a Quote Today

20k Development Finance refers to funding designed for property developers seeking to finance construction or renovation projects, starting at £20,000. This type of finance allows businesses to cover upfront costs and ongoing expenses, enabling projects to progress without depleting cash reserves. Development finance supports property growth by giving developers the means to acquire, build, or refurbish assets before selling or refinancing. Flexible terms and staged funding help businesses keep control of their projects and manage risk effectively. It is a valuable tool for anyone looking to expand in the property sector.

Development Finance

Secure up to £1,000,000 in Development Finance with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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Key Benefits of Development Finance

Development finance offers tailored support to property developers by providing staged funding, competitive rates, and decisions generally within 2 to 6 weeks. This funding product is designed to align with the pace and scale of your build, ensuring flexibility and risk management throughout the project timeline.

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Flexible funding options
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Quick access to capital
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Supports property development

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Types of Development Finance

Residential Development Finance

Supports the development or renovation of residential properties, typically ranging from £20,000 to £10 million, with terms from 6 to 36 months. Suitable for both small and large-scale home projects.

Residential Development Finance

Residential Development Finance is ideal for developers building new homes or improving existing residential properties. Eligibility generally requires a sound credit history, property experience, and a robust development plan. Lenders assess project viability and disburse funds in stages as work progresses. This subtype supports housing associations, private developers, or those expanding residential portfolios while addressing the ongoing demand for housing.

Commercial Development Finance

Designed to fund commercial property developments like office spaces or retail units. Loans usually start at £50,000, with terms up to 48 months and are secured against the project asset.

Commercial Development Finance

Commercial Development Finance suits projects creating or refurbishing office buildings and retail parks. To qualify, you’ll need a strong business case and security in the form of commercial property. Lenders evaluate commercial viability and take a phased approach to releasing funds aligned with each project stage. This finance is particularly valuable for expanding business premises and responding to market demand.

Bridging Development Finance

Provides quick access to short-term funding, especially where fast completion or auction purchases are involved. Typical amounts start from £50,000, repayable in 3 to 12 months.

Bridging Development Finance

Bridging Development Finance is aimed at projects requiring urgent funding or rapid turnarounds, such as buying auction properties or closing time-sensitive deals. Eligibility includes having assets to secure and a clear exit plan. Approvals are prioritised, often within 1 to 2 weeks, and funds are released following immediate valuation. This type enables developers to move swiftly in competitive property markets.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How to Secure Development Finance with Funding Agent

Complete Online Form

Tell us about your project and funding requirements using our quick online application form so we can understand your development needs from the outset.

Speak to an Expert

One of our development finance experts will review your application, answer your questions, and introduce you to funding options that fit your criteria.

Secure Your Finance

Review tailored offers, select your preferred lender, provide key documents, and progress rapidly to funding for your property project.

Get Funding For your business

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

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