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Property sale-and-leaseback typically suits operating businesses trading for at least 1–2 years that can complete the sale without breaching existing mortgages or charges. The property usually needs clear title and a valuation that supports the proposed structure. Lease terms are often 60–240 months, and pricing is usually expressed through lease rentals rather than a simple interest rate. Decision times often range from 2–8 weeks, which can extend where valuation, land title checks, or consent and discharge steps are required.

For equipment-focused transactions, the business must show it can maintain lease rentals and that assets are suitable for valuation and re-leasing, including condition, age, documentation, and asset history. Typical deal sizes often start around £25,000 and can reach £1m+ for larger equipment portfolios, with some smaller £20k deals possible. Terms commonly run 36–120 months, aligning with useful life and residual value expectations. Where assets are clearly documented, decisions can be as quick as 1–5 weeks.

Mixed portfolio sale-and-leaseback covers cases where there is more than one asset type, or multiple properties and units packaged together. Eligibility depends on being able to provide consolidated asset documentation and manage re-leasing across the portfolio. Deal sizes are commonly £50,000 to several million, with minimum thresholds differing by provider, so £20k can be at the low end for some structures. Terms are often 60–180 months, with decision timing frequently 3–10 weeks due to multi-valuation and legal coordination.