^20k Van Finance – Get a Quote Today

With hire purchase, your business pays an initial deposit for the van and then fixed monthly instalments over a period of 24 to 60 months. Once the payments are complete, ownership passes to your business, offering asset value and control. This option is suitable for organisations prioritising long-term vehicle ownership and those needing vans for ongoing delivery or construction work. Typical credit decisions take three to five business days.

Finance lease arrangements require regular payments over 36 to 60 months, with the vehicle remaining owned by the lender. At the end of the lease, you can continue the arrangement or purchase the van. This suits logistics or service businesses seeking new vehicles while maintaining working capital for other expenses. Credit decisions are usually made within two to four business days, subject to your business’s credit status.

Business contract hire involves fixed monthly payments for 24 to 48 months, after which you return the van with no obligation to purchase. This option best suits businesses preferring to lease rather than own, such as those running corporate fleets or small firms requiring reliable delivery vans. Decisions are typically returned within one to three business days, enabling fast access to vehicles while managing costs and avoiding depreciation risk.