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220k Bridging Loans - Get a Quote Now

A £220,000 bridging loan offers UK SMEs a flexible and timely funding solution to cover short-term financial gaps, such as managing payroll, inventory acquisition, or urgent operational expenses. As a specialist funding agent, we provide access to this rapid capital injection, enabling businesses to maintain cash flow stability and seize immediate commercial opportunities without disruption.

Secure up to £220,000 in Bridging Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £220,000 in Bridging Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 220k Bridging Loans?

Bridging loans offer rapid access to funds with flexible terms, making them ideal for property acquisitions or urgent business needs. Learn how we ensure fast approvals in our bridge loan section.

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Quick financing process
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Flexibility in terms
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What are the different types of 220k Bridging Loans?

Closed Bridging Loan

Closed bridging loans require a clear exit strategy, making them secure options for businesses awaiting transaction completions. Our small business bridging loans explain more.

Closed Bridging Loan

These loans offer amounts from £50,000 to £10 million over 1 to 12 months at rates of 0.4% to 1.5% per month. Ideal for real estate transactions, these loans require a confirmed sale or refinancing plan. Visit our review on City Bridge Loans for more insights.

Open Bridging Loan

Open bridging loans provide more flexibility as they don't necessitate a fixed exit strategy, available from £25,000 to £2 million. Explore more about open bridging loan options in our business finance section.

Open Bridging Loan

These loans cater to borrowers needing flexible terms ranging from 1 to 18 months with rates from 0.5% to 1.75%. Ideal for managing delayed transactions, they support strategic business expansions. Details are available at our finance guide.

Development Bridging Loan

Development bridging loans suit SME developers looking to quickly purchase and refurbish properties. Check our insights on property development finance.

Development Bridging Loan

These loans provide between £100,000 to £5 million over 6 to 36 months with interest rates from 0.7% to 2% per month. They are perfect for redevelopment and rapid renovation projects. More information is offered in our development finance guide.

Typical Funding Journeys on Funding Agent

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What is a 220k Bridging Loan?

Application Process

The application for a bridging loan typically involves property valuation and credit checks, with approvals within 24 to 168 hours. Simplify your application experience through our streamlined process overview.

Borrowing Capacity

All UK bridging loan providers must be authorised by the Financial Conduct Authority, ensuring transparency and borrower protection. Learn about our commitment to regulatory compliance in our FCA guidelines section.

Borrowing Capacity

The amount you can borrow depends on property value, business creditworthiness, and your exit strategy. Discover your options with our borrowing guide.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with a bridging loan?
How quickly can I get a decision on a bridging loan?
What are typical bridging loan rates?
What are the eligibility requirements for a bridging loan?

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