FINANCE OPTIONS

230k Bridging Loans – Get a Quote Today

A £230,000 bridging loan offers UK SMEs a flexible and efficient funding solution to bridge short-term financial gaps, supporting critical needs such as payroll, inventory acquisition, and immediate operational expenses. As a trusted Funding Agent, we provide access to these loans to help businesses maintain cash flow continuity and capitalise on timely opportunities without the delays of traditional financing. This tailored financial product is ideal for businesses seeking swift liquidity to stabilise and grow their operations.

Secure up to £230,000 in Bridging Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £230,000 in Bridging Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 230k Bridging Loans?

Bridging loans offer rapid access to capital, often within days. Their decision-making speed and flexible financing can be crucial for seizing time-sensitive investments. Discover the advantage of bridging loans by visiting our small business options page.

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Flexible terms
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SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 230k Bridging Loans?

Closed Bridging Loans

Closed bridging loans typically range from £50,000 to £10 million, with terms of 1 to 12 months, ideal for businesses with clear exit strategies, such as a property sale. More details on closed bridging loans.

Closed Bridging Loans

These loans are suitable for businesses needing quick capital where exit strategies like pending property sales exist. Interest rates vary from 0.4% to 1.5% monthly. Funding can be secured within 7 to 14 days. Learn more about this process on our lender reviews.

Open Bridging Loans

Open bridging loans cater to businesses without fixed exit dates, offering £50,000 to £5 million over terms of 1 to 18 months. Visit our invoice financing page for related solutions.

Open Bridging Loans

Without a fixed repayment date, open bridging loans offer flexibility but require a repayment capability evaluation. They are well-suited for purchasing new properties without committed sales. Dive into specifics on our SME funding guide.

Development Bridging Loans

Development bridging loans range from £100,000 to £25 million, with terms of 12 to 36 months, aimed at businesses with property development experience. Details in our business loans section.

Development Bridging Loans

Ideal for funding development or refurbishment projects, these loans require detailed project plans and financial assessments. Discover our competitive rates and terms in the blog section.

Typical Funding Journeys on Funding Agent

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Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a 230k Bridging Loan?

Application Process Overview

Bridging loans involve quick initial assessments and require information on secured assets and exit strategies. Detailed evaluations ensure fast funding times. Learn how to streamline your application on our tools page.

Determining Borrowing Capacity

Bridging loans in the UK must adhere to FCA regulations, ensuring transparency and compliance with MCOB rules where applicable. Our regulatory insights provide detailed guidelines.

Determining Borrowing Capacity

Factors like loan-to-value ratio and property type determine borrowing capacity for bridging loans, ranging from £50,000 to £25 million. Explore our borrowing guide for more insights.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How quickly can I get a decision on a bridging loan?
What are the eligibility requirements for a bridging loan?
What interest rates can I expect on bridging loans?
What borrowing capacity do bridging loans offer?

DIVE DEEPER

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