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^230k Working Capital Loans Get Funding Now

Q: How much can I borrow with a working capital loan?

You can typically borrow between £5,000 and £500,000 with a working capital loan. The exact amount depends on your business's turnover, credit history, and the type of collateral offered. This range provides businesses with the flexibility to cover various operational expenses.

Q: How quickly can I get a decision on my loan application?

Initial decisions for working capital loan applications are generally made within 2 to 10 business days. After approval, funds can be available as soon as 24 hours, ensuring that your business receives timely support.

Q: What are the typical interest rates for working capital loans?

Typical interest rates for working capital loans range from 6% to 15% APR for term loans, 1% to 3% per invoice for invoice financing, and 4% to 10% above the base rate for overdrafts. Rates may vary based on creditworthiness and loan terms.

Q: What are the eligibility requirements for obtaining a working capital loan?

Eligibility often includes being a UK-registered business operational for at least two years, with a minimum turnover of £100,000. Additional criteria may involve creditworthiness and the business’s financial documentation.

A £230,000 working capital loan offers UK SMEs substantial financial support to effectively manage essential operational costs, including payroll, inventory replenishment, and daily expenses. As a trusted Funding Agent, we enable businesses to bridge cash flow gaps, ensuring continued growth and stability in competitive markets. This tailored funding solution empowers SMEs to maintain momentum without compromising on critical short-term financial obligations.

Secure up to £230,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £230,000 in Working Capital Loans with Funding Agent. with Funding Agent.

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Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 230k Working Capital Loans?

By leveraging a flexible working capital loan, businesses can access funds quickly to cover immediate financial obligations. Our solutions offer competitive rates and a swift decision process, ensuring you have the liquidity needed to maintain successful operations.

Increased cash flow

Quick access to funds

Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 230k Working Capital Loans?

Term Loans

Term loans range from £10,000 to £500,000, with terms between 12 to 60 months. They are designed for UK businesses with at least two years of operation and a minimum turnover of £100,000.

Term Loans

With interest rates between 6% and 15% APR, term loans provide substantial funding for inventory purchases and seasonal expenses. Typical approval occurs within 5 to 10 business days. This lending type is particularly popular among retail businesses seeking strategic growth funding.

Invoice Financing

Invoice financing allows businesses to unlock up to 90% of their invoice value, quickly bridging cash flow gaps. Designed for businesses dealing with B2B clients and accounting for payment terms of 30 to 90 days.

Invoice Financing

With interest rates of 1% to 3% per invoice, invoice financing provides immediate access to working capital. It is often used by manufacturing firms to navigate lengthy payment cycles, ensuring uninterrupted operations.

Business Overdrafts

Our business overdrafts offer flexible financing up to £250,000, suitable for businesses needing short-term cash flow solutions.

Business Overdrafts

Business overdrafts are a flexible method to manage cash flow fluctuations, with interest rates around 4% to 10% over the base rate. They're ideal for tech startups facing unexpected expenses.

What is a 230k Working Capital Loan?

Application and Approval Processes

The application process for working capital loans involves detailed financial statements and business plans. Decisions are typically made within 2 to 10 business days depending on the lender's risk assessment process.

Regulatory Requirements

All lenders of working capital loans must comply with the regulations set by the Financial Conduct Authority in the UK. This ensures that businesses benefit from secure and trusted financial services.

Borrowing Capacity and Rates

Borrowing capacity is influenced by your business's turnover and credit profile. Our solutions offer competitive rates and flexible terms, tailored to your business’s unique needs.

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FAQ’S

How much can I borrow with a working capital loan?

How quickly can I get a decision on my loan application?

What are the typical interest rates for working capital loans?

What are the eligibility requirements for obtaining a working capital loan?

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August 20, 2025

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^230k Working Capital Loans Get Funding Now

What are the ^benefits of 230k Working Capital Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 230k Working Capital Loans?

Term Loans

Term Loans

Invoice Financing

Invoice Financing

Business Overdrafts

Business Overdrafts