FINANCE OPTIONS

^240k Working Capital Loans - Apply Now

Q: How much can I borrow with a working capital loan?

You can typically borrow between £5,000 and £300,000, depending on your business's annual turnover, financial health, and creditworthiness. The specific amount varies with different lenders and your business's unique circumstances.

Q: How quickly can I get a decision on a working capital loan?

Decisions on working capital loans are typically made within 24 to 72 hours, allowing for quick access to funds. This swift process depends on the completeness of your application and the lender's internal procedures.

Q: What are the interest rates for working capital loans?

Interest rates for working capital loans range from 1% to 18% APR, influenced by factors such as market conditions, your business's credit profile, and the type of loan product chosen.

Q: What are the eligibility requirements for a working capital loan?

Eligibility for working capital loans generally requires your business to have been operating for at least two years, with a considerable annual turnover. Specific requirements may vary by lender and loan type.

A £240,000 working capital loan offers UK SMEs a vital financial resource to streamline cash flow, support payroll commitments, and maintain essential inventory levels. Provided by Funding Agent, this tailored loan amount empowers businesses to address immediate operational expenses and seize growth opportunities without compromising long-term stability. Accessing such funding can significantly enhance business resilience in competitive markets.

Secure up to £240,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £240,000 in Working Capital Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 240k Working Capital Loans?

With a typical lending range between £5,000 and £300,000, working capital loans offer SMEs the flexibility to handle unexpected expenses and maintain liquidity. Approval is generally swift with decisions made within 24 to 72 hours, making it an excellent option for businesses needing timely financial interventions. Learn about the benefits of securing unsecured working capital loans to keep your business running smoothly.

Quick access to funds

Improves cash flow

Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 240k Working Capital Loans?

Unsecured Working Capital Loan

An Unsecured Working Capital Loan is available for UK businesses with an annual turnover above £100,000, providing between £5,000 and £250,000 over 12 to 48 months. Explore how this loan type can benefit your business without the need for collateral.

Unsecured Working Capital Loan

Unsecured working capital loans offer APRs from 6% to 18%, with decisions typically made within 24 to 72 hours. These loans are perfect for managing seasonal cash fluctuations, inventory purchases, or payroll during slow periods. Retailers, hospitality venues, and others can leverage this type of financing effectively. Read more about the process and benefits.

Invoice Financing

Invoice Financing provides businesses with up to 90% of their invoice value, facilitated quickly without needing customer payment waits. Find out more about how invoice financing can enhance your cash flow strategy.

Invoice Financing

This approach allows funds to be advanced against invoices, usually on a 30 to 90-day cycle, with interest rates slightly above the Bank of England base rate. Ideal for manufacturing and tech firms, it bridges cash gaps efficiently while ensuring continuous operation. Discover the advantages of using invoice finance to maintain liquidity.

Merchant Cash Advance

Merchant Cash Advances allow your business to repay funds with a percentage of daily card sales, offering swift access to between £5,000 and £300,000. Learn how these advances support business growth.

Merchant Cash Advance

Decisions for merchant cash advances occur in 24 to 48 hours, with funds available within days. This flexible option suits bars, restaurants, and retailers looking to expand staff or inventory in correlation with sales. More on merchant cash advances.

What is a 240k Working Capital Loan?

The Application Process

The process for applying for a working capital loan involves submitting financial statements and cash flow forecasts. Decisions are typically made within 72 hours, and funds can be available within a week. Understanding this can help streamline your funding pathway. Discover more about the application process.

Regulatory Requirements

All lenders offering working capital loans must be FCA-authorized and comply with UK consumer credit regulations. These measures ensure that your business can access fair, legally-compliant financing options. Explore compliance requirements.

Borrowing Capacity

Your borrowing ability for a working capital loan depends on factors such as annual turnover, financial health, creditworthiness, and business history. Rates vary, with typical APRs from 1% to 18%. Understanding these variables helps in acquiring tailored financial solutions. Learn about your borrowing capacity.

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FAQ’S

How much can I borrow with a working capital loan?

How quickly can I get a decision on a working capital loan?

What are the interest rates for working capital loans?

What are the eligibility requirements for a working capital loan?

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August 20, 2025

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^240k Working Capital Loans - Apply Now

What are the ^benefits of 240k Working Capital Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 240k Working Capital Loans?

Unsecured Working Capital Loan

Unsecured Working Capital Loan

Invoice Financing

Invoice Financing

Merchant Cash Advance

Merchant Cash Advance