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250k Short Term Loans - Apply Now

A £250,000 short term loan from Funding Agent provides UK SMEs with vital liquidity to efficiently manage immediate financial demands such as payroll, inventory procurement, and urgent operational expenses. Designed to support businesses facing short-term cash flow challenges, this loan facilitates seamless day-to-day operations without compromising long-term growth strategies.

Secure up to £250,000 in Short Term Loans with Funding Agent.

Secure up to £500,000 in Secure up to £250,000 in Short Term Loans with Funding Agent. with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 250k Short Term Loans?

The primary advantage of short-term loans lies in their prompt access to funds, with decisions possible within 24 to 72 hours and funds available in as little as a day. Businesses can secure between £5,000 to £500,000, with competitive interest rates that adapt to business credit scores and overall financial health. Our streamlined processes further ensure compliance with FCA regulations, giving you the confidence you need when borrowing.

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Quick access to funds
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Flexible repayment options
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Ideal for emergencies

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What are the different types of 250k Short Term Loans?

Merchant Cash Advance

A Merchant Cash Advance caters to businesses with card sales, offering amounts between £5,000 and £300,000 over 3 to 18 months. Eligibility requires a trading period of at least 6 months and a minimum £5,000 monthly turnover.

Merchant Cash Advance

Merchant cash advances provide retailers and hospitality sectors a solution to finance inventory purchases and manage cash flow fluctuations. With factor rates from 1.1 to 1.5, businesses agree upon terms based on their card sales data, receiving a funding decision within 24 to 48 hours. The flexibility offered by this loan type supports various business operational needs with ease of application online.

Invoice Financing

Invoice Financing allows businesses to access up to 90% of the invoice value. This option suits those invoicing over £50,000 annually, resolving cash flow issues quickly between invoice issuance and customer payment.

Invoice Financing

Used extensively in the manufacturing and tech industries, invoice financing bridges the gap for unpaid invoices. Typical lending terms range from 1 to 6 months with a quick decision time of 24 to 48 hours. Businesses benefiting from this facility can maintain smooth operations, even as they await customer settlements.

Business Line of Credit

With a Business Line of Credit, companies enjoy flexible drawdown options of £10,000 to £500,000. Suitable for businesses operating over a year with a solid credit history and a £50,000 turnover.

Business Line of Credit

The business line of credit empowers businesses to manage cash flow and finance projects as they arise. With interest rates ranging from 7% to 25% APR, it offers flexibility to withdraw funds as needed, repay and reuse within the 6 to 24 months term, providing a versatile solution for tech and service sectors.

What is a 250k Short Term Loan?

Application Process and Decision Timescales

The application process for short-term loans is designed for efficiency. Businesses can expect decisions in 24 to 72 hours, provided they submit complete financial documentation promptly. Our streamlined application ensures applicants receive funds within 1 to 5 business days post-approval, minimizing downtime and maximizing opportunity.

Regulatory and Compliance Requirements

All lending partners are FCA-regulated, ensuring that our business loans adhere to highest standards of compliance and fairness. Borrowers can confidently secure funds while enjoying protection under UK financial regulations.

Factors Affecting Borrowing Capacity and Rates

Key considerations in determining borrowing capacity and rates include business turnover, creditworthiness, and market conditions. The typical interest rate or factor rate varies from 7% to 25% APR. Transparent fee structures, inclusive of potential arrangement or early repayment fees, ensure borrowers are well-informed.

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FAQ’S

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DIVE DEEPER

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Top 13 Short-Term Business Loan Providers in the UK (2025 Comparison Guide)

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What is an MCA Loan?

Merchant Cash Advances offer fast, flexible funding for UK businesses, with repayments tied to card sales and approvals based on turnover, not credit score.

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