FINANCE OPTIONS

^280k Short Term Business Loans - Apply Now

Q: How much can I borrow with a short term business loan?

With short term business loans, borrowing ranges from £5,000 to £10 million, depending on your business turnover, credit rating, and existing cash flow conditions. Lending terms can vary, as outlined for each product.

Q: What are the typical decision and funding timescales?

Initial decisions can be reached within hours to a few days. Funds typically become available from the same day to a few weeks, with the speed influenced by financial complexity and lender processes.

Q: What are the interest rates for short term business loans?

Interest rates range from 8% to 20% APR, affected by your creditworthiness, loan amount, and term length. Additionally, arrangement fees and other charges may apply as stipulated by the lender.

Q: What are the eligibility requirements for these loans?

Eligibility varies by loan type. Generally, it requires recent bank statements, strong revenue data, and credit histories for approval. Each loan type may have specific criteria based on business needs.

Short term business loans offer UK SMEs immediate capital to address temporary needs. Typically lasting under 12 months, these loans help manage cash flow shortages, finance urgent projects, and leverage new opportunities. For more on short term solutions, explore our finance dictionary.

Short Term Business Loans

Secure up to £500,000 in Short Term Business Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 280k Short Term Business Loans?

These loans provide quick access to funds, often with flexible payment structures addressing specific business needs such as adjusting cash flows or seizing immediate opportunities. For more rapid funding options, visit our guide on short term loan providers.

Quick access to funds

Flexible repayment options

Boosts cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 280k Short Term Business Loans?

Merchant Cash Advances

Merchant Cash Advances are available for businesses with strong card sales history, offering amounts from £5,000 to £300,000 over 3 to 18 months. Explore our options for tailored solutions.

Merchant Cash Advances

Merchant Cash Advances are ideal for retail shops needing extra stock, with factors rates from 1.1 to 1.5, decision times within 1-2 days, and funds in under a week. For details, see business loans.

Invoice Financing

Invoice Financing helps SMEs with creditworthy B2B customers, advancing amounts between £10,000 and £1 million within 1 to 6 months. Learn more about invoice financing.

Invoice Financing

Invoice Financing bridges gaps while waiting for payments, with interest rates of 1% to 3% per month and rapid availability within 24 hours. See how it can help your business here.

Bridging Loans

For secure asset-backed needs, Bridging Loans from £25,000 to £10 million are available for 1 to 12 months. Discover more bridging possibilities.

Bridging Loans

Bridging Loans are perfect for tech startups launching new products, with rates of 0.4% - 1.5% per month and approvals in as little as two weeks. More information on innovative solutions can be found at asset finance.

What is a 280k Short Term Business Loan?

Application Processes

Applicants submit financial docs, bank statements, and credit histories online, expediting the process with approvals in just days. Efficient application procedures can be explored via quick business finance.

Regulatory Aspects

All lending complies with FCA regulations, ensuring fair treatment and responsibility. Our adherence to industry standards guarantees safe borrowing, detailed at our dictionary.

Borrowing Capacity and Rates

Borrowing terms range from £5,000 to £10 million, influenced by turnover and credit rating. Typical APRs run 8% to 20%, with specific rate information available at provider insights.