FINANCE OPTIONS

Compare ^Private ^Debt ^Finance Options For 30k Funding Needs

Q: How much can my business borrow with private debt finance?

Borrowing amounts range from £100,000 to £50,000, with the specific amount determined by factors such as your business’s revenue, creditworthiness, and growth forecasts.

Q: What is the typical decision timescale for private debt finance?

Initial lending decisions are usually made within 1 to 6 weeks. Once approved, funds can often be released within 1 to 4 weeks, depending on application completeness and lender due diligence.

Q: What interest rates and fees apply to 30k Private Debt Finance?

Interest rates generally range from 6% to 20% APR, influenced by risk profile, loan terms, and financial strength. Additional fees may include arrangement, legal, and due diligence costs.

Q: What are the main types of private debt finance available?

The main types for SMEs are mezzanine financing, unitranche financing, and direct lending, each with different eligibility requirements, amounts, terms, and application processes.

30k Private Debt Finance offers non-bank lending from private lenders, providing flexible funding for UK SMEs when bank loans are unavailable or unsuitable. It enables businesses to access working capital or finance growth projects, typically with quicker decisions and tailored terms than traditional facilities. Common benefits include the ability to structure the loan around specific business requirements, faster access to funds, and the capacity to match repayment terms to your financial situation or project duration, making it highly attractive for both planned expansion and urgent opportunities.

Private Debt Finance

Secure up to £1,000,000 in Private Debt Finance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

Key ^Benefits of Private Debt Finance

Private Debt Finance delivers solutions that traditional banking often cannot. Businesses benefit from tailored terms, quick approval processes, and customised rates aligned with individual circumstances. The product is particularly useful when businesses require speed, flexibility or have unique funding needs not suited for high-street lenders.

Flexibility

Fast Access

Tailored Rates

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Private Debt Finance

Mezzanine Financing

Mezzanine financing blends debt and equity, offering established companies access to growth or acquisition funding. It is usually available to businesses with at least 2 years of trading history.

Mezzanine Financing

Mezzanine financing is most suitable for companies with proven revenues but in need of additional growth capital or funding for buyouts and acquisitions. Typical loans start at £100,000 up to £5,000,000, with terms from 24 to 60 months and rates between 12% and 20% APR. The application process involves detailed due diligence, with decisions usually reached in 2 to 4 weeks, supporting sectors such as manufacturing, technology, and retail.

Unitranche Financing

Unitranche offers medium-sized firms a blend of senior and junior debt within a single, streamlined loan, best for businesses with stable cash flows.

Unitranche Financing

Unitranche financing combines various debt layers into one agreement, simplifying the process and reducing documentation for businesses needing £1,000,000 to £50,000,000. Typical terms range from 36 to 84 months, with rates from 8% to 15% APR. Funding can take 4 to 6 weeks to arrange, with the product popular in sectors requiring flexible finance structures, such as healthcare and real estate.

Direct Lending

Direct lending is ideal for SMEs with robust credit histories and growth potential, enabling fast and straightforward access to capital.

Direct Lending

Direct lending involves private debt funds negotiating directly with SMEs. Loans typically range from £250,000 to £10,000,000 with 12 to 60 month terms and rates between 6% and 12% APR. Applications focus on the business’s cash flow and potential, and decisions can be reached in as little as 1 to 3 weeks. This type helps sectors like retail, hospitality, and services needing efficient funding solutions.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Apply With Funding Agent

Visit Our Platform

Access our website and select the online application form Private Debt Finance option suited to your business so you can see relevant choices quickly.