FINANCE OPTIONS

^320k Secured Business Loans - Apply Now

Q: How much can I borrow with a secured business loan?

You can typically borrow between £20,000 and £25,000,000, depending on asset value, creditworthiness, financial health, and the intended use of the loan.

Q: How quickly can I get a decision on a secured business loan?

Initial decisions are usually made within 2 to 4 weeks, but some options like invoice financing can render decisions in as little as 24 hours.

Q: What are the interest rates for secured business loans?

Interest rates typically range from 2% to 8% per annum, influenced by loan amount, collateral risk, business credit rating, and market conditions.

Q: What are the eligibility requirements for secured business loans?

Eligibility typically requires tangible assets for collateral, a positive credit history, and financial documents to demonstrate business viability.

Secured business loans, leveraging assets such as real estate and equipment, provide SMEs with attractive financing options by reducing lender risk. These loans offer benefits like competitive rates, flexibility, and substantial funding amounts. For more details on asset-based lending, explore our dedicated resources.

Business Loans

Secure up to £500,000 in Business Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 320k Secured Business Loans?

With secured business loans, businesses gain access to considerable funds, longer repayment periods, and lower interest rates due to diminished lender risk. Explore how our solutions can cater to your needs with swift decisions and competitive rates by examining our business loan options.

Access to large funds

Lower interest rates

Flexibility in use

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 320k Secured Business Loans?

Asset-Backed Lending

Asset-backed lending is crucial for firms with significant assets like machinery or property. Typically ranging from £20,000 to £10,000,000, these facilities offer terms from 12 to 84 months. Learn more about asset-based lending.

Asset-Backed Lending

Asset-backed lending allows businesses to leverage valuable assets, offering lower interest rates between 3% to 8%. Decisions take around 2 to 4 weeks, with the finance aiding purchases or expansions. For further details, check our details page.

Commercial Mortgage

Commercial mortgages cater to acquiring or refinancing property with amounts stretching from £25,000 to £25,000,000 over 60 to 300 months. Discover our tailored solutions through our commercial mortgage services.

Commercial Mortgage

Suitable for purchasing business premises, commercial mortgages offer favorable rates from 2% to 6%, with a decision process lasting 4 to 8 weeks. Our expertise in this area can be explored further in our comprehensive guide.

Invoice Financing

Invoice financing improves cash flow by advancing 70% to 95% of invoice values for businesses with significant invoices. Ongoing terms and quick decisions make it ideal, as detailed in our guide.

Invoice Financing

By overcoming cash flow hurdles, invoice financing aids in maintaining working capital. Typical fees are 1% to 3% monthly, with funding available in as little as 24 hours. More insights are available on our invoice financing page.

What is a 320k secured business loan?

Application Processes and Timelines

The application for secured loans includes asset evaluation and financial scrutiny, concluding in 2 to 4 weeks. Learn about the streamlined procedures in our application guide.

Regulatory and Compliance Requirements

Ensuring all lenders comply with FCA regulations is vital. Our adherence to these standards guarantees fair, transparent lending, as detailed further on our regulatory page.

Borrowing Capacity and Rate Factors

Factors such as asset value and credit ratings influence borrowing capabilities, with rates from 2% to 8%. For competitive offerings and more information, visit our rates discussion page.