FINANCE OPTIONS

^320k Unsecured Business Loans - Apply Now

Q: How much can I borrow with an unsecured business loan?

You can borrow between £5,000 and £500,000 depending on your business's revenue, credit score, and market sector.

Q: How quickly can I get a decision on my loan application?

Initial decisions are often provided within 24 to 72 hours, with funds available within a week post-approval, ensuring rapid access to capital.

Q: What are the interest rates for unsecured business loans?

Rates typically range from 6% to 90% APR. Rates are influenced by your business's credit score and market sector, with higher rates for riskier businesses.

Q: What are the eligibility requirements for unsecured business loans?

Eligibility often includes having a strong credit score, demonstrable monthly revenue, and a minimum of 6 months trading history for UK SMEs.

A £320,000 unsecured business loan offers UK SMEs a flexible and accessible funding solution to support critical operational needs such as managing payroll, purchasing inventory, and covering day-to-day expenses without the need to provide collateral. This substantial financing option, facilitated by Funding Agent, empowers businesses to stabilise cash flow and maintain growth momentum in a competitive market.

Secure up to £320,000 in Unsecured Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £320,000 in Unsecured Business Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 320k Unsecured Business Loans?

One of the primary advantages of unsecured business loans is the protection of your business assets. With fast approval times, such as decisions often made in 24-48 hours, you can quickly access funds. Typical amounts range from £5,000 to £320,000, accommodating a variety of business needs.

No collateral required

Fast approval process

Flexible funding options

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 320k Unsecured Business Loans?

Short-Term Unsecured Business Loans

These loans suit UK SMEs with at least 6 months of trading history. Typically, amounts range from £5,000 to £250,000, with terms of 3 to 18 months.

Short-Term Unsecured Business Loans

Offered to businesses with strong credit, short-term unsecured business loans feature interest rates from 6% to 25% APR, with decisions often made within 48 hours. Ideal for managing cash flow or purchasing inventory. Retail businesses, for instance, can stock up for peak seasons using this type of funding.

Merchant Cash Advances

Perfect for businesses with steady card sales, merchant cash advances offer amounts from £5,000 to £200,000 with flexible repayment terms of 6 to 18 months.

Merchant Cash Advances

Merchant cash advances are suitable for the retail and hospitality sectors, characterized by flexible terms and factor rates between 1.1 and 1.5. Businesses can receive funds often within 24 hours, providing a quick financial boost to handle seasonal slumps or unexpected expenses.

Revenue-Based Financing

Ideal for established SMEs, this option provides between £10,000 and £500,000, with terms depending on revenue performance over 6 to 24 months.

Revenue-Based Financing

Revenue-based financing doesn't use traditional APRs but instead operates on revenue share agreements, with effective rates varying. Ideal for scaling operations or capitalising on growth opportunities, funds are usually received within a week post-approval.

What is a 320k Unsecured Business Loan?

Application Processes

The application process is straightforward, often requiring identification, financial statements, and proof of revenue. With decisions made swiftly, businesses can access funds typically within a week of approval, making it a preferred choice for quick financial solutions.

Regulatory Compliance

Unsecured business loans are regulated by the Financial Conduct Authority, ensuring that lenders perform creditworthiness assessments and adhere to responsible lending practices.

Borrowing Capacity and Flexibility

Borrowing amounts generally range from £5,000 to £500,000, influenced by factors like business revenue and credit score. Unsecured loans offer a flexible financial strategy, accommodating various business needs without collateral challenges.

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FAQ’S

How much can I borrow with an unsecured business loan?

How quickly can I get a decision on my loan application?

What are the interest rates for unsecured business loans?

What are the eligibility requirements for unsecured business loans?

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^320k Unsecured Business Loans - Apply Now

What are the ^benefits of 320k Unsecured Business Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 320k Unsecured Business Loans?

Short-Term Unsecured Business Loans

Short-Term Unsecured Business Loans

Merchant Cash Advances

Merchant Cash Advances

Revenue-Based Financing

Revenue-Based Financing