FINANCE OPTIONS

^320k Working Capital Loans - Apply Now

Q: How much can I borrow with a working capital loan?

Businesses can borrow between £10,000 and £1,000,000 based on their creditworthiness, turnover, and the type of loan they choose. Conditions apply per loan type, including credit history and collateral provision.

Q: What is the standard decision time for working capital loans?

Initial decision times range from 3 to 14 days depending on the loan type and application completeness. After approval, funds are typically available within 1 to 5 days.

Q: What interest rates apply to working capital loans?

Interest rates typically range from 3% to 10%, influenced by factors such as credit score, business performance, and loan amount. Additional fees may include arrangement or early repayment fees.

Q: What are the eligibility criteria for UK working capital loans?

Eligibility generally includes UK registration, operational history varying by loan type, and financial documentation submission. Specific conditions such as turnover and credit assessment also apply.

320k Working Capital Loans provide essential financing for UK businesses. These loans aid in managing daily operations like payroll and rent. By leveraging such loans, businesses can maintain smooth operations and meet any short-term financial requirements. Explore the extensive options available for companies across sectors. Discover more about working capital solutions.

Working Capital Loans

Secure up to £500,000 in Working Capital Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 320k Working Capital Loans?

Working capital loans help businesses stabilize cash flow and cover operational expenses. With borrowing amounts reaching up to £1,000,000 and interest rates as low as 3% per annum, these loans offer quick access to funds, generally within 3 to 14 days. They are crucial for businesses during growth stages. Explore the advantages of business funding.

Quick access to funds

Improves cash flow

Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 320k Working Capital Loans?

Unsecured Working Capital Loan

Unsecured Working Capital Loans allow UK businesses operating for over a year to borrow between £10,000 to £500,000. These loans support cash flow management without collateral. Find out more about unsecured business loans.

Unsecured Working Capital Loan

For businesses with a turnover of at least £100,000, unsecured loans provide funds quickly with interest starting from 5%. They are suitable for managing operational expenses, loaded with benefits such as a swift decision process of 3 to 7 days. Learn how unsecured loans can aid business operations.

Secured Working Capital Loan

Secured Working Capital Loans, requiring collateral, are perfect for larger, long-term investments. Typical amounts range from £50,000 to £1,000,000. Learn more about how to leverage secured loans.

Secured Working Capital Loan

With interest rates starting at 3%, secured loans are ideal for substantial business projects. The evaluation process ensures your assets optimize loan benefits. These loans, processed in 5 to 14 days, can significantly boost your operational capacity. Decide effectively with insights on asset management.

Revolving Credit Facility

The Revolving Credit Facility offers flexible funding up to £500,000 for UK businesses. It is ideal for handling seasonal cash flow fluctuations. Discover more about credit facilities.

Revolving Credit Facility

Providing businesses with variable rate options starting at 4% plus a base rate, revolving credit facilitates financial agility. Suitable for hospitality sectors, these loans address peak operational needs and renewal options make it an adaptable solution. Enhance efficiency by learning about flexible credit options.

What is a 320k Working Capital Loan?

Application Process

Applying for a Working Capital Loan involves an online application, credit checks, and supporting financial documents. Decision times vary from 3 to 14 days. Streamline your process with further details at application guide.

Regulatory Compliance

UK working capital loans adhere to FCA regulations, ensuring transparency and borrower protection. Our expertise in compliance ensures safe financial engagements. Learn more about regulatory requirements at FCA regulations guide.

Borrowing Capacity and Terms

Loan amounts vary based on turnover and credit terms, ranging from £10,000 to £1,000,000 with flexible terms of 3 to 60 months. Our solutions ensure capacity maximization. For detailed borrowing insights, explore borrowing capacity.