FINANCE OPTIONS

^340k Working Capital Loans - Get Funding Today

Q: How much can I borrow with a working capital loan?

With a working capital loan, businesses can typically borrow between £5,000 to £1 million, depending on their creditworthiness and chosen product.

Q: What are the typical decision times for these loans?

Decision times for working capital loans range from 24 hours to 3 weeks, with funds usually available within 1 to 7 days post-approval.

Q: What are the interest rates for working capital loans?

Interest rates typically range from 2% to 15% annually and are influenced by your credit score, business risk, and loan duration.

Q: What are the key eligibility requirements?

Eligibility often requires a strong credit score and detailed financial statements, with businesses needing to prove their ability to repay the loan.

A working capital loan is essential for managing operational expenses like payroll and inventory purchases, especially for UK SMEs facing cash flow fluctuations. By providing quick access to funds, working capital solutions ensure your business maintains continuity.

Working Capital Loans

Secure up to £500,000 in Working Capital Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 340k Working Capital Loans?

Working capital loans offer flexible funding tailored to your cash flow needs, allowing quick access to finance between 24 hours and 7 days post-approval. With amounts ranging from £5,000 to £1 million, our solutions adhere to FCA regulations, promoting fair treatment and transparency. Explore more about business loans.

Quick access to funds

Flexible repayment options

Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 340k Working Capital Loans?

Revolving Credit Facility

Revolving credit facilities offer flexibility with amounts from £10,000 to £1 million and act like overdrafts. Eligibility typically requires a 2-year trading history. Learn more about asset-based lending.

Revolving Credit Facility

With variable interest rates ranging from 2% to 5% above the base rate, revolving credit facilities also offer flexible terms. Ideal for managing short-term cash flow and seasonal expenses in sectors like retail. Find out how invoice discounting works.

Invoice Financing

Invoice financing allows access to up to 90% of invoice value quickly. Suitable for businesses invoicing others with £50,000+ turnover. Discover cash advances.

Invoice Financing

Offering monthly fees between 0.5% to 3%, invoice financing suits manufacturing and tech industries dealing with unpaid invoices. Approvals can happen within a day, providing much-needed liquidity. See our commercial mortgages section.

Merchant Cash Advances

For businesses with regular card sales, merchant cash advances provide £5,000 to £300,000, with repayment linked to sales. Check merchant cash advances.

Merchant Cash Advances

Offering factor rates from 1.1 to 1.5, these advances suit industries like coffee shops and boutiques seeking inventory expansion or premises refurbishment. Discover more about startup loans.

What is a 340k Working Capital Loan?

Application Processes

The streamlined application for working capital loans involves submitting financials and credit checks. Loan decisions range from 24 hours to 3 weeks. Learn about unsecured business loans.

Regulatory and Compliance

All lenders must comply with FCA regulations, ensuring transparent practices and protection for SMEs using these facilities. Visit our page on financing options.

Borrowing Capacity and Rates

With borrowing potential between £5,000 to £1 million, rates vary from 2% to 15% annually based on credit scores and risk. Check capability with unsecured commercial loans.

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FAQ’S

How much can I borrow with a working capital loan?

What are the typical decision times for these loans?

What are the interest rates for working capital loans?

What are the key eligibility requirements?

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August 20, 2025

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^340k Working Capital Loans - Get Funding Today

What are the ^benefits of 340k Working Capital Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 340k Working Capital Loans?

Revolving Credit Facility

Revolving Credit Facility

Invoice Financing

Invoice Financing

Merchant Cash Advances

Merchant Cash Advances