FINANCE OPTIONS

^350k Equipment Finance - Get Rates and Apply

Q: How much can I borrow with 350k Equipment Finance?

You can borrow between £5,000 and £500,000, depending on your business’s financial position, creditworthiness, and the type and value of the equipment you wish to acquire.

Q: How long does approval take for equipment finance?

The initial decision typically takes between 1 and 2 weeks. Once approved, funds are usually provided within 2 to 4 weeks, provided all documents and information are ready.

Q: What are the types of equipment finance available?

The main equipment finance types are Hire Purchase, Finance Lease, and Operating Lease. Each option offers different terms, ownership structures, and eligibility requirements.

Q: Are there specific regulations for equipment finance?

Yes, equipment finance arrangements must comply with FCA rules and anti-money laundering regulations. All terms, conditions, and costs must be clearly set out in your agreement.

350k Equipment Finance enables UK businesses to secure essential equipment, machinery, or vehicles without tying up large amounts of cash. Instead of purchasing assets outright, equipment finance lets companies access what they need while spreading payments over time. The equipment typically acts as collateral for the loan, providing flexibility in acquiring new assets. With amounts up to £500,000, this finance solution helps preserve cash flow and supports ongoing operations by ensuring businesses always have the tools required to stay competitive.

Equipment Finance

Secure up to £1,000,000 in Equipment Finance with Funding Agent.

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Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Why Consider 350k Equipment Finance?

Choosing equipment finance allows UK SMEs to access high-value assets while managing their working capital efficiently. Flexible repayment options and potential tax advantages add further appeal, making it easier to keep up with industry developments and build resilience against unexpected costs.

Flexible repayment terms

Improves cash flow

Access to new equipment

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Equipment Finance Available

Hire Purchase

Hire Purchase is suitable for established businesses seeking to own equipment at the end of the finance term, with payments spread over up to 72 months and loan amounts from £5,000 to £500,000.

Hire Purchase

Under Hire Purchase, a lender purchases the required equipment and hires it to your business over an agreed period. After the final payment, ownership transfers to you. This option supports businesses needing machinery, office equipment, or vehicles, especially in sectors like manufacturing and transport. Decisions typically take 1 to 3 weeks, with interest rates starting at around 4% APR.

Finance Lease

Finance Lease lets you rent equipment for a set period, covering most of its value, usually for 12 to 60 months, with typical amounts up to £400,000.

Finance Lease

With a Finance Lease, your business rents equipment that remains owned by the lender. Payments cover the majority of the asset’s value, making it ideal for high-tech equipment or vehicles with high obsolescence. Common in logistics and tech industries, approval can take up to 2 weeks, with rates generally 3% to 6% above the base rate.

Operating Lease

An Operating Lease is best for short-term or seasonal equipment needs, offering agreements from 6 to 36 months and amounts up to £250,000.

Operating Lease

Operating Lease allows your business to use equipment without a long-term commitment or future purchase obligation. The lease duration is often shorter than the asset’s economic life, suiting businesses that require equipment for limited periods. Sectors like retail and hospitality benefit most, with indicative rates from 5% to 10% and quick application turnaround.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

Get Equipment Finance Through Funding Agent

Submit Your Needs

Share your equipment finance requirements with Funding Agent using the online application form, outlining the type and value of assets you need to fund.

Compare Options

Review a range of financing offers from trusted UK lenders, ensuring you find terms and rates that match your objectives as part of the loan application process.

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Select your preferred lender and complete the application process online with help from Funding Agent’s support team.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can I borrow with 350k Equipment Finance?

How long does approval take for equipment finance?

What are the types of equipment finance available?

Are there specific regulations for equipment finance?

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June 24, 2025

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^350k Equipment Finance - Get Rates and Apply

Why Consider 350k Equipment Finance?

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Equipment Finance Available

Hire Purchase

Hire Purchase

Finance Lease

Finance Lease

Operating Lease

Operating Lease

Typical Funding Journeys on Funding Agent

Get Equipment Finance Through Funding Agent

Submit Your Needs

Compare Options

Apply Online

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

Get A Clear Overview of Cost Effective Lenders

FAQ’S

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