FINANCE OPTIONS
350k Property Development Finance - Get a Quote
350k Property Development Finance is a loan of £350,000 that helps you fund building or renovating properties to sell or rent. It's a smart way to get the money you need upfront and grow your property business. If you're thinking about starting a project, this could be just what you need to get going!
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 350k Property Development Finance?
£350k Property Development Finance is a financial solution tailored for property developers looking to fund real estate projects. This amount typically covers a significant portion of development costs, enabling developers to acquire land, cover construction expenses, and manage cash flow during the project. By securing this finance, developers can enhance their project viability, respond to market opportunities swiftly, and ultimately achieve profitable growth in the property sector.
Flexible funding options
Quick access to capital
Supports development growth
SCALE YOUR BUSINESS TO NEW HEIGHTS
200+
Providers
Providers
What are the different types of 350k Property Development Finance?
Bridging Loans
Short-term loans used to 'bridge' the gap until longer-term finance or sale.
Development Finance Loans
Specialist loans provided for ground-up or major renovation projects.
Joint Venture Finance
Funding provided in partnership with an investor, sharing profits and risks.
What is 350k Property Development Finance?
Types of 350k Property Development Finance
There are several options for obtaining £350,000 in property development finance. These include development finance loans (for ground-up or major renovation), bridging loans (short-term finance while arranging longer-term funding or awaiting sale), and joint venture finance (partnering with investors and sharing profits and risks). There are also more specialist products like exit loans for completed projects, and auction finance for quick purchases.
How Funding is Structured and Released
Lenders usually provide funds in stages, known as drawdowns, as the project meets construction milestones. Common terms include the Loan to Gross Development Value (LTGDV) and Loan to Cost (LTC), which determine the percentage of the project or final value a lender will fund (often up to 70% LTGDV or 90% LTC). Interest may be rolled-up (paid at the end) or retained (deducted in advance), offering liquidity during the project.
What Lenders Look For
Lenders assess several factors before approving £350k development finance. These include the experience of the developer, the value and feasibility of the project, the exit strategy (how the loan will be repaid), and personal guarantees. Having a clear plan, realistic costings, and strong project management is crucial for securing finance.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
Can I get £350k property development finance for residential projects?
What deposit is needed for £350k property development finance?
Are first-time developers eligible for £350k property development finance?
What sectors can £350k property development finance support?
DIVE DEEPER
We Like To Keep Things Simple
Match with
150+
Lenders
Loans from
£1000
to
£1m
to
£1m
zero hidden fees
