FINANCE OPTIONS

350k Secured Business Loans - Apply Now

A £350,000 secured business loan offers UK SMEs a robust financing option to support critical operational needs such as payroll management, inventory procurement, and day-to-day expenses. By leveraging secured funding, businesses can access competitive rates and flexible terms, enabling them to stabilise cash flow and drive sustainable growth. Funding Agent specialises in delivering tailored loan solutions to help SMEs capitalise on strategic opportunities with confidence.

Secure up to £350,000 in Secured Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £350,000 in Secured Business Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 350k Secured Business Loans?

Secured business loans offer advantages such as access to larger funding amounts, potentially lower interest rates, and longer repayment terms. These benefits make them an ideal choice for businesses looking to expand or invest in new projects. Our team can help streamline the process, ensuring quick decisions and competitive rates. Learn more about asset-based lending.

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Higher loan amount
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Lower interest rates
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Improved cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 350k Secured Business Loans?

Commercial Mortgage

Commercial mortgages are available to UK-registered businesses with good credit, typically ranging from £150,000 to £5,000,000. This type involves securing the loan against commercial property. Explore more about unsecured business loans.

Commercial Mortgage

Commercial mortgages require businesses to apply with financial statements, a business plan, and property valuations. Decision times range from 2 to 4 weeks, with interest rates typically between 2.5% to 6% APR. They are often used for purchasing commercial premises or expanding a property portfolio. More details can be found on commercial mortgages.

Asset Based Lending

Asset-based lending suits SMEs with valuable physical assets. Loans range between £50,000 and £2,000,000, secured against assets like equipment or vehicles. Read how asset allocation supports this.

Asset Based Lending

This lending type focuses on strong asset bases rather than credit history, making it faster, with decisions in 1 to 3 weeks. Interest rates vary between 3.5% to 8% APR. It covers needs like new equipment or project funding. Explore our services for asset-backed lending.

Invoice Financing

Invoice financing allows businesses to expedite cash flow by advancing up to 90% of unpaid invoices. Decisions are made within 24 to 72 hours. Understand more at invoice factoring.

Invoice Financing

This short-term solution helps cover operational costs with immediate funds while awaiting invoice payments. Interest rates range from 1% to 3% per annum. It's ideal for manufacturing or media sectors. Further insights are available on invoice financing options.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a 350k Secured Business Loan?

Application Processes

Securing a business loan involves presenting detailed financials, business plans, and collateral evaluations. We help streamline this to ensure quick approval, typically within 1 to 4 weeks. Learn about our expertise in unsecured SME loans.

Borrowing Capacity and Rates

UK lenders are regulated by the FCA to ensure borrower protection and responsible lending. Our compliance checks ensure all regulatory standards are met, maintaining transparency and fairness. Read more about our compliance with discount mortgages.

Borrowing Capacity and Rates

A business's borrowing capacity depends on collateral, revenue, and creditworthiness, with rates from 2.5% to 8% APR. Our team can optimise your business's lending profile. Learn about competitive rates in invoice factoring.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with a secured business loan?
What are the typical interest rates for secured loans?
How quickly can a secured business loan be processed?
What are the eligibility requirements for a secured business loan?

DIVE DEEPER

August 12, 2025

How to Qualify for a Business Loan in the UK: A Step-by-Step Guide for SMEs and Startups

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Top 13 Short-Term Business Loan Providers in the UK (2025 Comparison Guide)

Compare the top 13 short-term business loan providers in the UK for 2025. See interest rates, loan terms, funding speeds, eligibility criteria, and reviews to find the best fit for your business.
June 30, 2025

Which Financing Is Best for Short-Term Business Needs?

Discover the top short-term financing options for UK businesses. Compare loan types, sector usage, and metrics to find the best funding solution for your needs.

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