FINANCE OPTIONS

360k Secured Business Loans – Apply Now

A £360,000 secured business loan offered by Funding Agent provides UK SMEs with vital capital to support key operational needs such as managing payroll, inventory acquisition, and day-to-day expenses. This tailored financial solution enables businesses to stabilise cash flow and confidently invest in growth opportunities while leveraging secured assets for competitive loan terms.

Secure up to £360,000 in Secured Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £360,000 in Secured Business Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 360k Secured Business Loans?

Secured business loans offer the advantage of lower interest rates due to reduced risk for lenders. They also provide larger loan amounts and potentially longer repayment terms. Businesses can unlock capital tied in assets to fuel growth. Explore our business loans for competitive solutions.

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Lower interest rates
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Flexible repayment terms
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Access to larger funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 360k Secured Business Loans?

Property-Backed Business Loan

Property-backed business loans are available for businesses owning commercial properties. These loans typically range from £100,000 to £5 million with terms from 12 to 240 months. Quick business finance solutions can streamline the process.

Property-Backed Business Loan

For businesses with equity in property, this loan type offers interest rates between 3% to 6% APR. The decision time varies from 2 to 4 weeks. Use cases include purchasing premises or refinancing debts. We offer competitive business loans for expansion needs.

Invoice Financing

Invoice financing allows SMEs to manage cash flow by advancing up to 90% of invoice value. Lending terms typically link to invoice due dates. Speed up your cash flow with our quick finance options.

Invoice Financing

With interest rates 1% to 3% above base rates, funds are available in 24 to 72 hours. This option is ideal for bridging payment gaps and financing operations. Gain insights on business loans tailored for manufacturing firms.

Asset-Based Loan

Asset-based loans are catered for businesses with valuable assets. Amounts range from £50,000 to £10 million over periods of 6 to 60 months. Access liquidity fast with our finance solutions.

Asset-Based Loan

These loans offer 4% to 12% APR, with a decision time of 1 to 3 weeks. They are suitable for purchasing equipment or releasing stock liquidity. Explore how business loans can assist construction and apparel firms.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a 360k Secured Business Loan?

Application Process Overview

Applying for a secured business loan typically involves a detailed appraisal of the proposed security and a financial review. Initial decisions take 24 hours to 4 weeks. Our quick finance solutions can expedite the process.

Borrowing Capacity and Interest Rates

Lenders must comply with Financial Conduct Authority regulations, ensuring transparency. Borrowers must verify asset ownership and provide accurate financial data. Leverage our expertise in regulated business lending.

Borrowing Capacity and Interest Rates

Loan amounts depend on asset value and business performance, ranging from £50,000 to £10 million. Interest rates vary between 3% to 12% APR. Understand how quick finance options can align with your needs.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with a secured business loan?
How quickly can I get a decision on a secured loan application?
What are the typical interest rates for secured business loans?
What are the eligibility requirements for a secured business loan?

DIVE DEEPER

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