FINANCE OPTIONS

^370k Working Capital Loans - Apply Now

Q: How quickly can I get a decision on a working capital loan?

For unsecured and invoice financing, initial decisions can be made within 24 hours to 5 days, while secured loans may take 1 to 3 weeks depending on collateral evaluation. Our services expedite the process for efficiency.

Q: What is the borrowing limit for working capital loans?

Working capital loans range from £1,000 to £5,000,000. The amount you can borrow depends on your business's credit score, annual revenue, and for secured loans, the collateral value.

Q: What are the typical interest rates for a working capital loan?

Interest rates for working capital loans range from 3% to 18% APR, influenced by factors such as the loan amount, term length, and the business's financial health. We offer competitive rates tailored to your needs.

Q: What are the eligibility criteria for working capital loans?

Eligibility typically includes a solid credit history, 2+ years of operational history, and an annual revenue of at least £100,000. Secured loans also require collateral, such as property or equipment.

Working capital loans are financial tools designed to help businesses cover immediate operational expenses like payroll, rent, and utilities. A £370k working capital loan can significantly benefit SMEs by providing the necessary funds to manage cash flow and seize growth opportunities. These loans are distinct from those for long-term investments, focusing instead on day-to-day business needs. Our platform offers tailored solutions in this arena, including various working capital loan options.

Working Capital Loans

Secure up to £500,000 in Working Capital Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 370k Working Capital Loans?

370k working capital loans bring several advantages, including immediate cash flow relief and the ability to address unexpected expenses without equity dilution. With decision times ranging from just 1 to 5 days, businesses can quickly access funds of up to £5,000,000. This prompt service is crucial for businesses needing swift financial support. Explore how our unsecured working capital loan options can meet your immediate needs.

Quick access to funds

Flexible repayment options

Boosts cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 370k Working Capital Loans?

Unsecured Working Capital Loan

Unsecured working capital loans typically range from £10,000 to £500,000, with lending terms between 3 to 36 months. Suitable for businesses with a solid trading history, these loans do not require collateral, making them accessible for companies aiming to smooth cash flow efficiently. Think about utilizing our unsecured commercial loan services for quick solutions.

Unsecured Working Capital Loan

The unsecured working capital loan is ideal for tech startups or retailers needing to bridge funding gaps. With interest rates from 6% to 18% APR, decision times within 5 days, and use cases such as stock purchasing or covering sudden expenses, it's a flexible choice for many sectors. By partnering with us, you can easily manage those cash flow challenges using our business loan offerings.

Secured Working Capital Loan

Secured working capital loans provide more flexible terms with amounts ranging from £50,000 to £5,000,000, available for firms with collateral like real estate or equipment. These loans allow for extended terms of up to 60 months, suitable for projects requiring funding over a longer period. Learn more about our available solutions for asset-based loans.

Secured Working Capital Loan

Suited for manufacturing or hospitality sectors, secured loans help fund substantial upgrades or expansions. With interest rates between 3% and 10% APR, and decision periods contingent on asset valuations, these loans represent a comprehensive option for firms with valuable assets. Simplify the complexities of large-scale projects through our streamlined asset-based lending services.

Invoice Financing

Invoice financing entails advancing funds against unpaid invoices, turning receivables into instant cash. Businesses can obtain up to 90% of invoice values, typically within 24 hours, easing cash flow tensions. This option benefits B2B companies using services like our invoice financing solutions.

Invoice Financing

Invoice financing helps B2B sectors manage projects with extended payment terms, providing a financial buffer during operational cash flow gaps. Interest is usually 1% to 5% of the invoice value monthly, with fast decision times enhancing business resilience. For example, companies in tech or manufacturing can benefit significantly from such solutions, as provided by our customized quick business finance options.

What is a 370k Working Capital Loan?

Application Process Explained

Applying for a working capital loan generally involves presenting business and personal financial documents, credit history checks, and potentially a business plan. The process varies with loan types; for instance, unsecured loans might be approved swiftly within days, while secured ones depend on asset valuation. Our funding application services simplify this journey, ensuring a seamless experience.

Regulatory Compliance

Lending practices for working capital loans in the UK are regulated by the Financial Conduct Authority (FCA), which ensures fair borrower treatment and ethical lender conduct. Compliance with these standards is mandatory for all financial transactions. We emphasize FCA compliance, ensuring our clients receive transparent and fair services across the board. For more details, check out the Financial Conduct Authority guidelines.

Borrowing Capacity and Rates

The borrowing capacity for working capital loans ranges from £1,000 to £5,000,000, influenced by factors such as credit score, annual revenue, and asset availability. Interest rates span from 3% to 18% APR, subject to specific terms and conditions. Our competitive offerings are crafted to meet diverse financial needs while maintaining competitive rates and fair terms, details of which are available in our business loan calculator.