FINANCE OPTIONS

^380k Secured Business Loans – Apply Now

Q: How much can I borrow with a secured business loan?

Businesses can borrow between £50,000 and £25 million, with amounts determined by asset value and company creditworthiness.

Q: How quickly can I get a decision on my loan application?

Initial decisions are typically made in 2 to 6 weeks, with funds available shortly after legal and asset verifications.

Q: What are the interest rates for secured business loans?

Interest rates range from 2% to 8% above the base rate, depending on collateral type, borrower's credit rating, and term length.

Q: What are the eligibility requirements for a secured business loan?

Eligibility depends on asset ownership and valuation, detailed financial documentation, and business credit profile.

Secured business loans offer an invaluable financial solution to UK SMEs seeking substantial investment opportunities by leveraging assets like property or equipment. Through solutions such as asset-based lending, businesses can secure larger funding amounts at competitive rates. Discover how our digital-first finance solutions empower your business to grow with confidence.

Business Loans

Secure up to £500,000 in Business Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 380k Secured Business Loans?

With secured business loans, access larger funds from £50,000 to £25 million with favorable interest rates ranging from 2% to 8% above the base rate. Enjoy quick decisions typically within 2 to 6 weeks. Let our intelligent financial solutions guide your journey to financial growth and stability.

Access to larger funds

Lower interest rates

Improved cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 380k Secured Business Loans?

Asset-Based Lending

Asset-based lending provides finance from £50,000 to £5 million, requiring robust asset valuation and solid financial documentation. Aimed at businesses with valuable machinery or inventory, decision times are typically within 2 to 4 weeks.

Asset-Based Lending

Ideal for manufacturing and retail firms, asset-based lending offers a flexible funding solution with interest rates from 3% to 8% above base rate. The thorough valuation process, combined with a detailed application, ensures that businesses capitalize on their assets efficiently. Benefit from prompt decisions and tailored financial strategies.

Commercial Property Loans

Commercial property loans cater to businesses owning commercial real estate, offering finance from £100,000 to over £25 million with loan terms from 5 to 30 years.

Commercial Property Loans

These loans facilitate property purchases, refinancing, or development. With interest rates between 2% to 5% above base, the process involves comprehensive valuations and credit checks, spanning 3 to 6 weeks. Ideal for hospitality or tech firms expanding their premises.

Invoice Finance

Invoice finance releases cash tied up in invoices, providing up to 85% of their value. Best for B2B companies facing long payment cycles, with quick processing times.

Invoice Finance

Invoice finance is a strategic choice for tech and manufacturing sectors needing seamless cash flow. Factoring fees range from 1% to 3% of invoice value. The streamlined setup process ensures ongoing cash liquidity with minimal delay.

What is a 380k Secured Business Loan?

Application Process and Decision Times

The application for secured loans involves submitting evaluations of business assets and financials, often concluding with a decision within 2 to 6 weeks.

Regulatory and Compliance Requirements

Compliance with FCA regulations is mandatory, ensuring fair and transparent lending practices. Understanding these requirements ensures safer borrowing experiences.

Borrowing Capacity and Rate Factors

Loan amounts depend on asset value and business creditworthiness, ranging from £50,000 to £25 million. Interest rates are influenced by collateral type and borrower credit profile.