FINANCE OPTIONS

^380k Short Term Business Loans - Apply Now

Q: How much can I borrow with short term business loans?

You can borrow between £5,000 and £500,000 with short term business loans, depending significantly on your business's creditworthiness, cash flow, and turnover.

Q: How quickly can I get a decision on a short term business loan?

Decisions are typically reached within 24 to 72 hours after application submission, thanks to modern, automated systems enhancing speed and efficiency.

Q: What are the interest rates for short term business loans?

Interest rates range from 6% to 50% per annum, influenced by factors such as credit score, loan term, and economic conditions, alongside possible arrangement fees of 1%-5%.

Q: What are the eligibility requirements for short term business loans?

Eligibility typically requires a good credit history and, often, a minimum annual turnover; specifics vary by loan type and provider.

Short term business loans are an essential financial product designed to provide UK SMEs with swift access to capital for immediate operational needs or short-term projects. Typically repaid within 12 months to 5 years, these loans offer a flexible solution for managing cash flow or covering unforeseen expenses. Discover options like invoice financing to maintain liquidity while waiting for invoice payments.

Business Loans

Secure up to £500,000 in Business Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 380k Short Term Business Loans?

Opting for short term business loans can greatly enhance operational flexibility with benefits such as rapid fund access, flexible repayment terms, and effective cash flow management. Borrow amounts generally range from £5,000 up to £380,000, with decisions typically made within 72 hours, facilitating prompt action. Explore different solutions such as lender options that cater to diverse business needs.

Quick funding

Flexible repayment options

Boosts cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 380k Short Term Business Loans?

Invoice Financing

Invoice financing enables businesses to obtain loans against outstanding invoices. This quick funding solution can provide up to 90% of invoice values, facilitating amounts up to £380,000 with repayment terms of 1 to 12 months. Discover more at invoice financing details.

Invoice Financing

Primarily used by manufacturing and tech firms needing to bridge gaps due to long payment terms, invoice financing is processed swiftly within 24 to 72 hours. This facility comes with interest rates from 1% to 3% per month, significantly easing the financial burden. More industry-specific insights are available at our blog.

Merchant Cash Advance

Merchant Cash Advances provide a financing alternative based on future card sales, ideal for hospitality and retail sectors. Businesses can receive up to 125% of monthly card sales, with repayments tied to revenue flows. For more, see our merchant reviews.

Merchant Cash Advance

Designed to ensure businesses such as restaurants and retail stores can manage seasonal inventory and refurbishments, Merchant Cash Advances offer funding within 48 hours. With factor rates equivalent to an APR of 20%-50%, it provides repayment flexibility aligning with earnings. Gain insights at our finance options.

Unsecured Business Loan

Unsecured business loans fit companies with a robust trading history, providing amounts between £5,000 and £500,000 for investments in growth or new ventures. Learn about our loan offerings.

Unsecured Business Loan

These loans are vital for tech startups investing in R&D or manufacturers expanding production lines. With a decision time of 48 hours and terms lasting up to 60 months at annual rates from 6% to 15%, they are effectively facilitating growth. Explore further at our lenders.

What is a 380k Short Term Business Loan?

Application and Decision Process

Application processes for short term loans typically involve the online submission of financial data, leading to quick decision times of 24 to 72 hours. This streamlined process can be explored more deeply at our application portal.

Regulatory and Compliance Requirements

The FCA regulates business lending in the UK, ensuring fair and transparent practices. Businesses must meet specific credit and financial requirements for loan eligibility. Our expertise in navigating these regulations can be seen at our regulatory section.

Borrowing Capacity and Rates

Borrowing capacity largely depends on creditworthiness, cash flow, and annual turnover. Short term loan rates vary from 6% to 50% per annum, with additional fees like arrangement fees. Learn how to optimize borrowing at our finance options.