FINANCE OPTIONS

^400k Secured Business Loans - Apply Now

Q: How much can I borrow with a secured business loan?

With a secured business loan, you can typically borrow between £50,000 and £5,000,000, depending on factors such as asset value, business credit history, and industry risk profile. Our funding solutions can help you navigate these options.

Q: How quickly can I receive a decision for a secured business loan?

Initial decisions for secured business loans are generally reached within 1 to 4 weeks, depending on the complexity and the speed at which required documents are submitted. We streamline the process to ensure efficient decision-making.

Q: What are the typical interest rates for secured business loans?

Interest rates for secured business loans typically range from 2% to 9% APR. Rates depend on asset type, business credit score, and lender's risk assessment policies. We offer competitive rates tailored to your business needs.

Q: What are the eligibility requirements for secured business loans?

Eligibility generally requires UK business registration and ownership of valuable assets like property or equipment. Our services include guidance on meeting these criteria for a successful loan application.

A £400,000 secured business loan provides UK SMEs with substantial capital to support critical operations such as managing payroll, purchasing inventory, and covering other essential expenses. As a trusted Funding Agent, we enable businesses to access this tailored financing solution, helping to strengthen cash flow and facilitate sustainable growth. This loan amount is ideal for companies seeking reliable funding with competitive rates backed by secured assets.

Secure up to £400,000 in Secured Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £400,000 in Secured Business Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 400k Secured Business Loans?

The main advantages of secured business loans include lower interest rates, higher borrowing limits up to £5,000,000, and flexible repayment terms. Decision-making timelines range from 1 to 4 weeks, offering rapid access to funds. These benefits make secured loans an excellent option for businesses looking to grow, expand, and innovate efficiently.

Flexible repayment terms

Lower interest rates

Access to larger funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 400k Secured Business Loans?

Commercial Property Loan

Commercial Property Loans require a UK-registered business with commercial property ownership. Typical amounts range from £100,000 to £5,000,000 over 12 to 300 months. These loans often leverage existing property for favorable terms.

Commercial Property Loan

These loans come with interest rates ranging from 2% to 6% APR. Decision times are approximately 2 to 4 weeks. Common uses include purchasing new office spaces and refinancing existing properties, especially useful for retailers and hospitality sectors. Understanding the application process is crucial, requiring legal checks and property valuation.

Asset-Based Lending

Asset-Based Lending suits businesses with tangible assets. Loan amounts span from £50,000 to £2,000,000, with terms of 6 to 60 months. This provides flexibility and efficient capital access by securitizing equipment or inventory.

Asset-Based Lending

With interest rates between 3% to 9% APR, decision times are usually 1 to 3 weeks. Ideal for manufacturing firms upgrading machinery, this financing type supports business expansions and operational scaling.

Invoice Financing

Invoice Financing is suited for businesses with strong invoicing practices and creditworthy clients, offering up to 90% of invoiced value, working as a revolving credit facility.

Invoice Financing

Rates are 1% to 3% above base rates, with decision times of 2 to 10 days. This structure significantly enhances cash flow, ideal for tech startups and manufacturing suppliers managing delayed payments.

What is a 400k Secured Business Loan?

Application Processes

Applying for a secured business loan typically involves several steps, including asset valuation, credit checks, and legal documentation. Decision times can vary from 1 to 4 weeks depending on the loan complexity and document provision speed. Knowing each step helps streamline the application.

Regulatory and Compliance Requirements

Secured loans in the UK must comply with Financial Conduct Authority regulations ensuring asset valuation accuracy, transparency, and borrower fair treatment. Adhering to these ensures a smooth and compliant lending experience.

Borrowing Capacity and Rates

The borrowing capacity for secured loans can range from £50,000 to £5,000,000. Factors influencing this include asset value and business credit history. Typical interest rates range from 2% to 9% APR, with additional fees for appraisals and legal services influencing total costs.