FINANCE OPTIONS

Compare ^Venture ^Debt Options For £400k Funding

Q: What is the typical borrowing range for venture debt?

Venture debt in the UK generally ranges from £100,000 to £5,000,000, depending on your recent equity funding, revenue, and growth projections.

Q: How long does it take to access funds?

You can expect an initial decision within 1 to 2 weeks of application. Funds could be available up to 5 weeks after approval, depending on documentation and lender timelines.

Q: What interest rates apply to venture debt?

Interest rates for venture debt usually fall between 8% and 15% per annum, with rates influenced by your business risk, financials, and funding history. Additional arrangement or success fees may apply.

Q: What types of venture debt are available?

Common types include traditional venture debt, revenue-based financing, and hybrid venture debt. Each is designed for different business profiles and funding needs, such as supporting runway, working capital, or expansion.

400k venture debt offers growing UK startups and high-growth businesses the ability to secure £400,000 in flexible funding without sacrificing more equity. Unlike traditional loans, venture debt is specifically aimed at companies who have already raised equity capital and want to extend their cash runway, support development, or strengthen their financial position. Venture debt is attractive as it provides capital for expansion and operations while helping retain ownership, manage cash flow, and minimise dilution for founders and investors.

Venture Debt

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Key ^Benefits Of Venture Debt

Venture debt suits businesses seeking additional capital without giving up equity. It is designed to offer strategic support through flexible terms, sensible rates, and non-dilutive funding. Here are the main benefits when considering a £400k venture debt facility:

Extend Cash Runway

Non-Dilutive Capital

Flexible Terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types Of Venture Debt Available

Traditional Venture Debt

Available to companies with recent equity funding and strong business prospects, traditional venture debt loans range from £100,000 to £5 million over 12 to 36 months. Decisions typically take 2 to 4 weeks, with rates from 10% to 15% per annum.

Traditional Venture Debt

Traditional venture debt is ideal for technology and high-growth firms that have recently raised Series A or later funding rounds. The lender assesses the business plan and growth outlook, conducts due diligence, and if approved, funds can be used for runway extension, product development, or scaling marketing. These loans support expansion without the need for immediate further equity dilution.

Revenue-Based Financing

Revenue-based financing is suited to startups generating at least £30k per month, offering £50,000 to £2 million in loans over 6 to 24 months. Repayments are tied to a percentage of monthly revenue, typically 1% to 3%.

Revenue-Based Financing

This option is often used by e-commerce or SaaS firms with steady monthly revenue. After an application and evaluation of revenue streams, funding is provided quickly, and repayments flex based on the business’s income, supporting launches or market expansion while matching cash inflows.

Hybrid Venture Debt

Hybrid venture debt targets companies that have proved equity backing and strong growth prospects, offering £200,000 to £3 million with 18 to 36 month terms and rates from 8% to 14% plus possible equity participation.

Hybrid Venture Debt

This product combines elements of traditional venture debt and equity-linked features, such as warrants, for businesses in high-growth sectors. The application process considers both financial and strategic metrics, helping businesses secure larger funding amounts for expansion or delayed profit realisation while limiting immediate equity dilution.

Typical Funding Journeys on Funding Agent

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How To Apply For Venture Debt With Funding Agent

Assess Your Eligibility

Check your recent funding history and current business revenues on the online application form before starting your application to ensure you meet common lender criteria.