FINANCE OPTIONS

^430k Unsecured Business Loans - Apply Now

Q: How much can I borrow with an unsecured business loan?

You can typically borrow between £1,000 and £500,000. The amount depends on factors like business turnover, credit score, and financial health.

Q: How quickly can I get a decision on my loan application?

Initial decisions on unsecured business loans are made within 1 to 3 business days, with funds available in 7 days after approval.

Q: What are the rates for unsecured business loans?

Interest rates range from 6% to 25% APR, depending on your creditworthiness and the financial health of the business. Additional fees may include origination and early repayment fees.

Q: What are the eligibility requirements for a term loan?

Eligibility for a term loan typically requires at least 12 months of trading history, a minimum annual turnover of £75,000, and a good credit score.

An unsecured business loan is financing provided without collateral, relying on your creditworthiness to secure funding. This offers flexibility and rapid access to funds, supporting growth without risking business assets. Key benefits include quick decision times and varied use cases like working capital and expansion.

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 430k Unsecured Business Loans?

Unsecured loans offer flexibility to access funds quickly without lengthy asset evaluations. Borrow up to £500,000 and get funds within 7 days post-approval. Our unsecured commercial loans provide fast processing and competitive rates, supporting business growth efficiently.

Quick access to funding

No collateral required

Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 430k Unsecured Business Loans?

Term Loans

Term loans typically offer amounts from £5,000 to £500,000 with terms of 12 to 60 months. Eligibility requires a year's trading history and a minimum turnover of £75,000.

Term Loans

Term loans come with interest rates from 6% to 20% APR based on creditworthiness. Decisions are made in 1-3 business days. Ideal for capital needs like machinery, they serve sectors such as retail and hospitality.

Business Credit Lines

Business credit lines offer £1,000 to £250,000, suited for businesses with stable revenue, reviewed annually. They help manage operational expenses smoothly.

Business Credit Lines

With interest from 7% to 25% APR, lines of credit offer flexibility to manage cash flow gaps, with setup decisions in 48 hours. Sectors like tech startups can utilise them for fluctuating needs.

Merchant Cash Advances

A merchant cash advance provides £2,500 to £300,000, with repayments based on daily card sales, needing consistent monthly card payments for eligibility.

Merchant Cash Advances

Merchant cash advances offer quick funding, with approvals in a day, ideal for immediate needs like inventory or marketing. Restaurants and retail often use this for fast-paced operations.

What is a 430k Unsecured Business Loan?

Application Process

The application involves filling an online form, financial submissions, and undergoing a credit check. Typically, applications are processed swiftly, with decisions in 1 to 3 days.

Regulatory Compliance

Loans are FCA regulated to ensure fair treatment and proper creditworthiness assessment, needing adherence to stringent guidelines.

Borrowing Capacity

Borrowing is influenced by turnover and credit score. Rates are influenced by credit scores and financial health. Our calculator helps assess your potential loan size and rates.