FINANCE OPTIONS

^480k Short Term Business Loans - Apply Now

Q: How quickly can I get a decision on a short term business loan?

The initial decision on a short term business loan can be as quick as a few hours, depending on the loan type and lender's capacity. Typically, funds are available 1 to 5 business days after approval. We offer online applications to expedite the process.

Q: How much can I borrow with a short term business loan?

With a short term business loan, you can borrow between £5,000 and £5,000,000. The exact amount depends on factors like business turnover, credit score, and available collateral. Our flexible options can cater to diverse business sizes and needs.

Q: What are the interest rates for short term business loans?

Interest rates for short term business loans range from 4% to 30% APR, tailored to your risk profile. Rates depend on variables like credit score, collateral, and industry risk, with additional fees potentially involved.

Q: What eligibility criteria must be met for an unsecured business loan?

To qualify for an unsecured business loan, your business should have at least 6 months of trading history, an annual turnover of £50,000, and a good personal credit score. No collateral is required, making it accessible for many SMEs.

A short term business loan for £480,000 provides UK SMEs with essential capital to address cash flow issues, cover unexpected costs, or fuel growth opportunities. Typically, these loans are repaid over a period ranging from a few months to two years, offering quick access to funds with flexible repayment options tailored to your business needs.

Short Term Business Loans

Secure up to £500,000 in Short Term Business Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 480k Short Term Business Loans?

Enjoy quick capital availability with decisions made in as little as one day, thanks to our advanced processing systems. Our short term loans offer amounts from £5,000 to £5,000,000, influenced by factors like business turnover and creditworthiness. Rates range from 4% to 30% APR, tailored to your specific risk profile. Learn more about our unsecured business loan options for additional flexibility.

Quick access to funds

Flexible repayment options

Boost business cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 480k Short Term Business Loans?

Unsecured Business Loan

The unsecured business loan is ideal if your business has at least 6 months of trading history and an annual turnover of £50,000. You can borrow from £50,000 to £500,000 with terms from 6 to 24 months.

Unsecured Business Loan

Unsecured loans offer flexible funding without the need for collateral. Enjoy interest rates between 6% and 18% per annum, with quick decisions often within one day. Ideal for sectors like retail, hospitality, and tech. Explore more about business loan solutions that start as low as £5,000 up to £500,000.

Secured Business Loan

The secured business loan requires collateral such as property or equipment and a trading history of 12 months. Borrow from £100,000 to £5,000,000 with terms spanning 12 to 60 months.

Secured Business Loan

A secure option for larger projects with interest rates from 4% to 10%. Ideal for asset acquisition or expansion projects, these loans have a processing time of 1-2 weeks, allowing thorough asset appraisal. Sectors like manufacturing and logistics benefit significantly. Find out more about working capital loans that complement secured options.

Merchant Cash Advance

The merchant cash advance suits businesses with regular card payment processing, offering £5,000 to £300,000, repayable over 6 to 12 months.

Merchant Cash Advance

With a fixed fee equivalent to 20%-30% APR, this advance is quickly disbursed in 2-3 days upon providing transaction history. Restaurants and retail sectors find this ideal for managing seasonal inventory spikes. Tailored repayment through future sales ensures no fixed monthly fees. Explore innovative funding solutions like a commercial mortgage.

What is a 480k Short Term Business Loan?

Application Processes

Our application process is streamlined to assist you in quickly acquiring your necessary funds. Typically, it involves submitting financial records and proof of business history. With an initial decision time ranging from a few hours to two weeks, our online system expedites approvals, maximizing speed and efficiency. Consider how asset-based lending can support your financing.

Regulatory Compliance

In the UK, lending is regulated by the Financial Conduct Authority (FCA), ensuring all practices adhere to fair and transparent lending standards, protecting your business interests. Our expertise in navigating these regulations can be pivotal for compliance. To learn more, explore our guide on business loans.

Borrowing Capacity and Rates

Your borrowing capacity is influenced by factors like turnover and credit profile, with available amounts between £5,000 and £5,000,000. Interest varies from 4% to 30% APR, with additional fees like arrangement charges. Our competitive offerings are designed to meet varying needs. Check our extensive guide on asset-based lending.