FINANCE OPTIONS

^490k Short Term Business Loans - Apply Now

Q: How much can I borrow with a short-term business loan?

Businesses can borrow between £5,000 and £500,000, depending on credit score, monthly revenue, and trading history. Eligibility is based on these financial factors.

Q: How quickly can I get a decision?

Initial decisions are typically made within 24 hours to 3 days, with funds available 1 to 5 business days after approval, depending on applicant responsiveness.

Q: What are the interest rates for short-term business loans?

Interest rates range from 6% to 18% APR, influenced by creditworthiness and industry risk. Additional fees might include early repayment charges or arrangement fees.

Q: What are the eligibility requirements for these loans?

Eligibility typically requires being a UK registered business with relevant trading history and financial documentation, such as bank statements or invoices.

A £490,000 short term business loan from Funding Agent provides UK SMEs with vital liquidity to manage immediate financial obligations such as payroll, supplier payments, and inventory replenishment. This flexible funding option supports companies experiencing temporary cash flow gaps, enabling them to maintain operational stability and seize time-sensitive business opportunities with confidence.

Secure up to £490,000 in Short Term Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £490,000 in Short Term Business Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 490k Short Term Business Loans?

The main benefits of short-term business loans include fast approval, usually within 24 to 48 hours, flexible repayment terms, and amounts ranging from £5,000 to £500,000. These advantages make them ideal for immediate needs without long-term commitments.

Quick access to funds

Flexible repayment options

Shorter approval times

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 490k Short Term Business Loans?

Merchant Cash Advance

Merchant Cash Advances offer £5,000 to £300,000 for businesses with at least £5,000 monthly card sales. Lending terms are 3 to 12 months, suited for covering unexpected operational expenses.

Merchant Cash Advance

A Merchant Cash Advance involves factor rates from 1.1 to 1.5, with decisions typically made in 24 to 48 hours. This flexibility supports uses like seasonal inventory purchases, covering repairs in hospitality, or supporting cash flow fluctuations in manufacturing.

Invoice Financing

Invoice Financing allows businesses to leverage unpaid invoices, accessing up to 85% of invoice value. It's ideal for UK companies with B2B invoices.

Invoice Financing

With rates ranging from 1% to 4% over base, an Invoice Financing decision is usually provided within 24 hours. Suitable for managing the cash flow gap between project completion and client payment, especially in tech and manufacturing sectors.

Business Line of Credit

Business Lines of Credit offer £10,000 to £500,000 with terms of 6 to 18 months. They are perfect for handling fluctuations in working capital needs.

Business Line of Credit

Featuring a competitive APR between 6% and 18%, a Business Line of Credit typically involves 1 to 3 days for decision time. Effective for managing payroll or emergency supply needs in industries like technology and hospitality.

What is a 490k Short Term Business Loan?

Application Process and Approval

The application process for short-term business loans is straightforward, usually requiring online submissions of bank statements and trading history. Decisions are made within 24 hours, with funds available shortly thereafter for approved applicants.

Regulatory Framework

Short-term business loans in the UK are regulated by the FCA, ensuring transparency and borrower protection. Lenders must adhere to responsible lending practices, providing clear terms and conditions.

Borrowing Capacity and Rates

The borrowing capacity for short-term loans starts at £5,000 and can reach up to £500,000. Rates vary from 6% to 18% APR, depending on the business's creditworthiness and trading history.