Compare ^{Fit-Out Finance} Options for £500k Projects

A secured fit-out loan generally suits established businesses looking to finance major renovations or new premises outfitting. With typical borrowing ranges from £50,000 to £5,000,000 and terms between 12 and 60 months, this option requires assets for security, a good credit history, and at least two years of trading. The process includes application, asset valuation, and credit checks, usually taking 1 to 3 weeks for a decision. It’s popular in retail, hospitality, and office sectors.

Unsecured fit-out loans are often chosen by startups, sole traders, and small retailers seeking to finance smaller renovations or furnishings. Borrowing amounts typically fall between £10,000 and £250,000, with terms from 6 to 36 months. Eligibility depends on a solid cash flow and credit history. With decisions usually in 3 to 7 days, the process is streamlined—ideal for time-sensitive improvements where assets aren't available as collateral.

A bridging fit-out loan suits property developers and construction companies requiring rapid funding for urgent renovations. Loan sizes range from £100,000 to £1,000,000, with terms spanning 1 to 18 months. Approval can be reached within 1 to 2 weeks after property valuation and quick assessment. This finance enables immediate starts on projects that might otherwise be delayed by waiting for alternative funding sources.