FINANCE OPTIONS

^500k Secured Business Loans - Apply Now

Q: How much can I borrow with a secured business loan?

You can borrow between £50,000 and £5 million depending on the asset value and business creditworthiness.

Q: How quickly can I get a decision on a secured loan?

Initial decisions can typically take from 1 to 3 weeks, depending on the lender and completeness of your application.

Q: What are the interest rates for secured business loans?

Interest rates vary from 2% to 15% per annum, influenced by credit history, collateral value, and loan term length.

Q: What are the eligibility criteria for a secured business loan?

Eligibility requires UK business registration, a trading history of at least 2 years, and possession of substantial assets for collateral.

A £500,000 secured business loan provides UK SMEs with substantial capital to support critical financial needs such as managing payroll, purchasing inventory, and covering operational expenses. Through Funding Agent, businesses can access this tailored funding solution to strengthen cash flow and drive sustainable growth with competitive rates and flexible terms. This loan empowers companies to stabilise their finances while investing confidently in their day-to-day operations.

Secure up to £500,000 in Secured Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £500,000 in Secured Business Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 500k Secured Business Loans?

Secured business loans offer significant advantages like access to higher loan amounts, reduced interest rates due to collateral security, and flexible fund utilization, enhancing overall cash flow management. These features make secured loans a popular choice for many SMEs seeking to stabilize and grow their operations.

Lower interest rates

Larger loan amounts

Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 500k Secured Business Loans?

Secured Term Loan

Secured Term Loans are available for UK-registered businesses with substantial assets. They offer amounts ranging from £50,000 to £5 million with terms extending up to 120 months.

Secured Term Loan

Eligible businesses with a strong credit record and collateral like property can access Secured Term Loans. These loans provide up to £5 million, with interest rates between 3% and 15%, making them suitable for expansions or acquiring new equipment. Decision times range from 1 to 3 weeks.

Invoice Finance

Invoice Finance suits businesses needing immediate cash against outstanding invoices, offering up to 90% of invoice value typically within 24 to 72 hours.

Invoice Finance

With Invoice Finance, viable businesses can receive funds quickly to cover cash flow gaps by advancing against billed invoices. This method is particularly advantageous for retail and hospitality sectors, smoothing financial cycles and ensuring liquidity at minimal interest rates.

Asset Refinance

Asset Refinance allows the release of equity from valuable business assets, with typical amounts from £50,000 to £5 million and terms of up to 84 months.

Asset Refinance

Using Asset Refinance, businesses can restructure existing debts or invest in new ventures by unlocking cash tied in assets such as machinery or vehicles. Interest rates range from 2% to 8%, and approval processes typically take 1 to 2 weeks.

What is a 500k Secured Business Loan?

Application Process

The application process for secured business loans requires businesses to submit comprehensive financial records and collateral details. Lenders assess risk and assign interest rates accordingly, with decisions made within a few weeks.

Regulatory Compliance

Secured loans are regulated by the FCA, ensuring transparency and responsible lending. These measures protect borrowers while promoting ethical financial practices.

Borrowing Capacity and Terms

The amount that can be borrowed depends on collateral value and business creditworthiness, with interest influenced by the asset quality and loan term length ranging from 12 to 120 months.